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建行房贷提前还款流程有哪些

浏览：74次 | 提问时间： 07-13 09:43
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6个答案
路人假 07-13 09:43

如果你要在建行提前还款的话，首先你得要打电话提前和银行的客户经理预约时间。然后记着带上自己的身份证，去银行办理房贷业务。但是需要注意的的是，在建行提前还款需要缴纳一部分违约金。还款好了以后，银行会给你打印出结清证明。然后在一周之内去建行撤销银行的抵押手续。如果有公积金贷款的话，也需要去公积金管理中心办理撤销手续，也会给你一张盖红章的证明。最后带着这两份证明，去房地产交易中心办理房产抵押登记就行了。

离开以后我不会再追 07-13 09:52

其实在建设银行办理房贷也是可以申请提前还款的，如果你想去申请的话，首先我们需要带上自己的购房合同，贷款合同，以及你个人的身份证，户口本，包括你自己的还贷账户，去当地的建设银行填写一个申请表。然后我们需要把这些材料递交到银行去进行审核，如果你在还款的过程当中，没有任何的违约行为，或者是逾期不还的现象，那么基本上是可以审批合格的。

别傻了他不喜欢你 07-13 10:00

建行房贷需要提前还款的话，首先需要准备好充足的资金，因为提前还款也是有一定的金额要求的，还款的金额必须是月供的三倍以上。其次向银行预约，银行批准以后就可以提前还款了，但是提起前还款也需要一定的违约金的，同时每年免费提前还款的次数只有一次，建议你最好是咨询一下当地的相关工作人员，他们最这方面更加了解，这样你也可以得到更准确的信息。

现实太累 07-13 10:08

建行房贷提前还款流程包括：第一步，查看贷款合同中关于提前还款的条例，注意提前还贷是否须要交纳违约金。第二步，需致电建行客服热线95533进行电话预约。第三步，携带相关证件资料，按照银行要求亲自到相关部门提出提前还款申请，填写《提前还款申请表》。第四步，借款人存入提前还款的款项，银行从贷款本金中预约扣除，即操作完成。

没人会注意 07-13 10:17

如果你在建行贷款买房的话，现在有了足够的资金，又想提前还款，其实流程还是非常的简单的，首先，你想提前还款，需要去银行进行申请，你在哪个网点办理的就去哪个网点申请，不过，提前还款都会要求支付违约金的呢，这个违约金的支付比例在贷款合同上都会标明，你可以自己在合同上面查看一下。现在提前还款也是一种非常好的方式呢，以后就不用支付额外的利息了。

青丝未了 07-13 10:25

有些人手上有钱的时候就会考虑提前进行房贷还款。但是提前还款的话并不是什么时候都可以的。想要提前还建行的房贷的话，首先要进行电话预约，等待银行方通知，而且还要提前查看建行关于提前还款的要求，因为有时候提前还款是要支付违约金的。另外，还要填写一个关于提前还款的申请表，将个人的资料准备好，交给银行进行审批。审批通过之后，就可以到银行进行提前还款的手续了。

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