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福鼎二手房贷款流程是怎样

浏览：39次 | 提问时间： 07-13 09:49
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6个答案
你是大众情人我是神经病人 07-13 09:50

福建省宁德市福鼎二手房的贷款流程的话，第一步买卖双方需要提供身份证、户口本等资料，另外卖房的话还需要提供房产证等相关资料。麻烦的话还需要提供买卖合同，如果是已婚的话，还需要提供一些夫妻双方的收入证明，这样的话银行对你的加分就多，加分越多在后面贷款的时候给你的条件就越好。如果买方的贷款申请通过的话，那就会给你发放贷款，这样的话你就可以到相关的部门办理过户了。

完美放弃 07-13 09:58

想在福鼎这边办理二手房贷款的话，是必须先要找到合适的房源，然后签订购房的合同，只有拿到合同之后才可以去银行申请贷款，去申请贷款的时候出来要带商购房的合同，还要带上个人资料以及收入证明和银行的流水账，在提交资料通过银行专业人员的审核之后才可以申请贷款的呢，你要是符合申请贷款的条件的话，银行的工作人员是会打电话通知你去办理贷款的手续。

玻璃渣子 07-13 10:06

福鼎二手房贷款流程是这样的，首先要有心仪的房子，然后买卖双方签订至少一式三份的合同，然后携带好自己有效的身份证件、工资证明、流水单等资料，然后去银行办理贷款手续。银行会派房屋去进行房屋价格的评估，评估后银行会进行审核，如果你的信用没有问题的话，那大概15个工作日就可以审批下来贷款，然后你去建委抵押登记，银行就会放款。

久久离弃我 07-13 10:15

一般二手房贷款的时候，流程也是非常的简单，根据当地的政策来办理就可以了，首先肯定是需要你已经和卖方已经签订好卖方合同了，同时还需要将这份合同送到当地公证处进行公证。需要贷款的话，你自己就要带着个人相关的材料去银行申请的，银行的工作人员会对你提供的资料进行审核。如果你的条件各方面都符合的话，那么银行也会通知你过来签订贷款的。

枕边人 07-13 10:23

福鼎二手房房贷款的流程和国内其他一些地区基本是一致的，贷款分为商业贷款以及公积金贷款。首先需要去所贷款的银行申请一张贷款表格，把贷款表格信息填完之后提交给银行，然后准备贷款所需要的手续是工作证明，以及房产证，地产证还要结婚证等。等银行把贷款审批通过之后就可以进行贷款了，贷款时一定要把贷款的利息算清楚，避免经济上的损失。

狗要走我不留 07-13 10:31

福鼎这边二手房贷款二手房流程还是比较简单的，如果你想在这边贷款买二手房的话，首先肯定得去银行去申请贷款，然后银行会提醒你带上自己的身份证，户口本，银行流水，还有你的一些信用报告，如果说你银行给你说的这些东西都带全的话，银行就会审核，会给您签一个贷款合同，接下来在两个工作周之内就会给您有贷款下来了。

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