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以公司名义买房可以贷款吗

以公司名义买房可以贷款吗

浏览：80次 | 提问时间： 07-13 10:03

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久病成良医 07-13 10:04

以公司名义买房可以贷款的它，只要你是公司的法人代表就可以向银行申请商业贷款。不过申请的条件还是比较烦的，首先你得要是年龄在18-60岁的自然人并且还要具有稳定职业、稳定收入和按期偿付贷款本息的能力，其次借款人的实际年龄加上贷款申请期限不能够超过70岁，然后还要有合法有效的购买、建造、大修住房的合同、协议以及贷款行要求提供的其他证明文件等等，你可以到网上详细了解一下。

为何动我心 07-13 10:12

公司名义买房是可以贷款的，以公司名义贷款属于商业贷款，只要你是公司的法人代表，就可以申请贷款。

其实以公司名义贷款比较麻烦，办理的程序也是比较繁琐的。

在办理手续之前得携带好一些材料，例如公章，法人章，签订合同。进行贷款的途中，银行会对财务收支进行一个审核，还会对企业运营状况进行一个审核。如果有一项不符合规定，这个贷款就算失败了。等到所有的项目审核完成之后，大概一个月左右就可以放款了。

倔强的你 07-13 10:20

以公司名义买房当然是可以贷款的呀。其实以公司名义贷款就是属于商业贷款,要是你想贷款的话，只要你是法人代表就可以了。其实以公司名义买房的过程还是比较复杂的，首先要带公章和法人章，签订合同，其次签订合同的时候开始办理贷款，必须要银行流水或者其他的证明企业运营状况况的文件，然后签订完合同大约最晚20天-1个月左右就可以放款了。

给不起的爱 07-13 10:28

如果以公司的名义购买房子的话，是可以向银行申请贷款的，但是吧，需要以公司的名义去申请贷款的，同时吧，购买的房子属于公司共同财产，不属于个人私有财产的。如果你购买房子是自己居住的话，那你还是用自己的名义去购买吧，至于房贷方面，只要你个人在银行没有被拉入黑名单，在半年之内，行用卡没有出现逾期的现象，你都是可以像银行申请贷款的。

国民女神 07-13 10:36

以公司名义买房是可以贷款的，但是手续是比较复杂的。而且将来买卖过户的话，所需要缴纳的税款就更多。现在很多城市都是限购，很多人都是买不了房子所以都是以公司的名义买房子。只要你是公司的法人代表，你就是肯以申请公司的名义贷款买房子。但是如果你的公司固定资产不是很稳定，并且负债比较多的话，银行审批的时候估计不会给你放贷。

蜕变 07-13 10:45

以公司的名义贷款买房这当然是可以的，不过这种行为属于商业贷款，买房人必须是法定法人代表才行，其他的手续和个人购房就没有多大区别了。不过值得注意的是，以公司的名义去买房的话，只能购买新房，二手房的话就不能贷款了，必须全款才能购买。而且即使用公司名义去购买新房，也还是要用公司成立年限、公司实际缴纳资金等等的去进行审核，如果审核不过的话也依旧不能购买。再者以公司名义去买房，每年还需要缴纳税费。

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以公司名义买房可以贷款吗

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