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办理房产抵押流程

浏览：38次 | 提问时间： 07-13 10:04
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6个答案
时间逼人 07-13 10:05

办理房产抵押流程是：贷款人先到银行填写房子抵押贷款申请，填写申请之前一定要把相关资料准备好，一定要拿着自己的身份证和户口本，购买住房时后签订的合同，借款人还要拿着自己银行一年以上的流水账单。一切准备就绪以后，贷款银行会对你所提交的资料进行审核，审核通过了以后，银行就会与贷款人签订房产抵押贷款合同，合同签订完了以后就会把发放的贷款打到您指定的账户。

我讨厌你欠别人的手 07-13 10:14

房产抵押它的一个流程还是很简单的，流程无非就是准备一份抵押的合同，然后去找银行进行抵押的办理就可以了，流程就是这么简单的。不过说实话，在这里我不是很推荐你去房产抵押的。虽然说房产抵押能够贷款到的一个数目是很多的，但是相应的这种方式的风险是比较大的。而且从贷款的一个利率上来讲，房产抵押的利率也是不便宜的。

恰好 07-13 10:22

办理房产抵押流程，首先买方用户需要准备好房产证、身份证、结婚证、户口本等相关证件，还有收入证明；其次双方签订房产银行第一贷款的确认书，并办理相关的手续；接下来可以跟银行申请贷款啦，银行需要到实地去看一下房子；然后银行出具贷款承诺书；再然后办理上市证件的手续、评估等等；然后需要到银行签保险合同、公证书、银行的借款合同等等；最后就可以放贷款啦。

空心人 07-13 10:30

首先，房子必须是一次性付款，或者是房贷已经结清的房子，其次，申请人没有其他的大额赌债，同时也没有给别人做担保，就可以到银行申请了。填写抵押贷款的单子，同时缴纳相关的资料，接着工作人员会进行审核，要是你的资质符合贷款条件，银行就会通知你签署贷款合同了，同时告诉你还款时间和一些注意事项，大概在七个工作日左右吧，房款就会打到你名下了。

我碍眼 07-13 10:38

办理房产抵押流程还是相对来说比较简单的。首先你就要到银行填写房子抵押贷款申请，申请之前你就要把所有的资料都准备好。带上自己的身份证，户口薄身，房产证等相关证件，和当初购买住房时的签订的合同，办理房产贷款的时候，你必须要有稳定的收入。把这些资料递交给银行的时候，银行那边就会给你的房子做一个评估。大概7个工作日之后，审核结束以后就会带你办理贷款手续。

无关紧要 07-13 10:47

办理房产抵押的流程，我个人觉得还是蛮简单的，但是你要把所有的资料准备齐全以后才可以申请办理。首先你需要携带的资料，有个人的身份证，户口本，身份证复印件，房产证或者不动产权证，还有当初购房的大票或合同。准备好了这一些资料以后就可以到银行去填写抵押房产的申请表了，填写好申请表以后，连带资料一同交给银行，让银行那边做一个评估和审核。大概需要三个工作日，审核结束以后，银行那边通知你去办理后续手续即可。

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