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贷款首付多少钱？可以贷款多少呢_其他_设计456问答
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贷款首付多少钱？可以贷款多少呢

浏览：50次 | 提问时间： 07-16 08:11
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4个答案
凌舞飘雪 07-16 08:11

买房子的首付是不可以贷款的，但是有很多人会通过其他方法凑足首付的钱。方法也有很多的，自己去想。可以先办理抵押贷款，或其他类贷款。然后将贷款拿到的钱作为首付再去贷款。但是这是两份合同，不能是一份。也就是说，先用其他方式贷款，把钱拿到手。然后再去房贷。买房子是件大事，也要花很多钱，最好是手头上有首付的钱再买，不然日后压力会很大的。

幼稚園つ裏的小學生 07-16 08:20

现在国家都是首付3成的。但是不排除有些开发商有活动0首付首付1成什么的，这是都是开发商帮你垫的首付，不过需要在一定时间内还清。

悲 07-16 08:29

不可以。首付必须在申请贷款前要实际付款就是付现金，至于首付款的来源是贷款，借款还是自己的钱都无所谓，但首付款是不可以用所购房贷款的。你可以用其他有形资产去贷款，这样就可以交首付，剩下的可按贷款形式月供。希望我的回答可以帮到您。

衣襟带花 07-16 08:36

首付房子不可以贷款。你可以先办理抵押贷款，或其他类贷款。然后将贷款拿到的钱作为首付再去贷款。但是这是两份合同，不能是一份。也就是说，先用其他方式贷款，把钱拿到手。然后再去房贷。

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