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哪个能说一下惠州房子首付多少钱？市面上价格是多少？

哪个能说一下惠州房子首付多少钱？市面上价格是多少？

浏览：38次 | 提问时间： 07-16 08:27

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4个答案

泪落旧城轻纱坠≈ 07-16 08:28

1、如果本人在惠州没有房产，也没贷过款，二手房首付比例三成。即使有过房产（已卖掉，且无贷款），依然可以享受首付三成。
2、如果本人在惠州有过房产，且第一套房子是贷款买的，而且卖了，则再买房算是二套房，二套房首付四成。仅供参考

初衷 07-16 08:36

1.如果你是公务员的话，还有政策照顾，有面向公务员的贷款，这样的话，可能能够通过贷款筹集资金，但是缺点是交房之后既要还按揭，还要还首付贷款，生活压力比较大。目前有很多非银行机构能够为大家提供房子首付的贷款，大家可以向这些金融机构申请贷款付房子的首付。大家可以办理一张信用卡，付首付时通过透支信用卡的方式就可以了，要提前了解清楚银行是否允许首付刷信用卡。大家使用信用卡付完房子首付后，要记得按时还款，不能造成逾期还款的情况，否则会影响大家以后申请购房贷款。
2.如果你比较幸运，父母有数额不算太少的退休金或许还有一笔存款，那么可以考虑请求父母支援一些。不过要记住，其实父母也不容易，一定要好好孝顺他们。既然是真的想买房，也不要光顾面子了，该借钱的时候不能小气，看看谁能支援一点，筹集一点是一点。但是手里有钱一定要记得先还人家哦，有钱就还再借不难。

梵音长歌祭故人 07-16 08:44

您好，很高兴能回答您的问题，给你介绍几种方法，一找银行做抵押贷款（用途还不能说是为了买房，否则钱到不了你手）二找典当行三找小额贷款公司四民间借贷（利息很高）五找一个人或多个人借钱（我十几年前买房时就是找了5个人借的钱凑得首付）

与孤独有染 07-16 08:53

惠州房子首付：首套房公积金贷款或商业银行贷款都是最低首付30%，二套房首付60%；单身首套房首付最低30%也可以办理，但是现在银行收紧放贷，所以建议为了好放款，最好是提高首付到40%或50%。望采纳。

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哪个能说一下惠州房子首付多少钱？市面上价格是多少？

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