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求解房价首付多少钱？要不要购买？

求解房价首付多少钱？要不要购买？

浏览：50次 | 提问时间： 07-16 08:27

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你的轮廓 07-16 08:28

首套房是30%，2套是50%，三套基本停贷！但是还是得根据地区银行的情况而定，还有个别项目实行零首付的情况，主要看开发商的政策，最好是到具体的项目上了解下,现在还有极少数二线城市是首付两成绝大部分城市购房都是首付三成即首付

异地人 07-16 08:36

房总价*30%另外还有税费的钱是不计入购房价格里面的

不是God你不懂凉兮Arman 07-16 08:45

一、首付：现在买房很多是分期付款，分期付款买房是指买房的时候你不需要全额付款，只需要交一部分的钱就可以取得房屋的使用权，进而就可以搬迁入住，剩下的钱只要在规定的年限中付清就可以了。那么第一次交的那部分房款就是首付。新房和二手房的贷款首付不同，2手房首付一般就按房子全款的1/2准备就行，新房差不多是房款的20%。
二、首付的计算方法分期付款买房的首付最低付款一般是30%，新房也是，但是少数楼盘为了吸引更多的客户，做到了20%，开发商要求你到指定的银行才会放款，或者地段好一点的小户型也可以低点首付。二手收房的话，所说的一般最低是30%，指的是房子评估值的30%，可能评估值比你的交易值要低，那么你的首付就比30%的总房款要多，二手房交易本身的费用是不在房价里面，所以尽量准备多点现金好安排事情。二手房的首付款

空心 07-16 08:53

成交价-本房平米评估价x房本面积x70%(一般商贷个人都是能贷7成)+契税印花税及根据房产产权情况不同所产生的相关费用+加上贷款手续费。希望我的回答能帮到您

Adorable冥王 07-16 09:01

0首付是有可能的，就是增加还款额度了，只是你还款的压力更大了，总之就这么多钱，先付一部分，还款就少了，首付出的少，还款就多打个比方给你：你要购买1套房子，房价10万元，全部银行贷款，就是以房子的名义去银行贷10万元出来，你1分钱不用出就能够具有此房子，但，有两点要注意：1．办房产证的费用你要自己出．2．以后就每月都要按银行的要求去银行还钱．而且要付利息的．

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