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期房贷款的付款流程是怎么样的？去哪里办

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期房贷款的付款流程是怎么样的？去哪里办

浏览：39次 | 提问时间： 07-16 08:34

期房贷款的付款流程是怎么样的？谢谢

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4个答案

一个人也可以找到更好的 07-16 08:35

是首付款不得低于合同总房价的50%。当然了。你有能力付到50%以上那也可以。最低要付到50%。如果一百万，起码付50万。而且剩下的贷款按同期房贷利率上浮10%。这是新的房贷政策，购买二套房，提高了首付比例，即50%，50%贷款，利率上浮1.1倍。

从未放弃过 07-16 08:43

买二套房贷款还是选择公积金吧，才能划算点，不然不怎么好的。

无心少年一袭纸鸢 07-16 08:51

办理流程：
1、签署二手房买卖协议，付清首付款或办理资金托管协议;
2、携带二手房贷款材料，填写房屋贷款申请表;
3、银行进行房贷贷款审批;
4、银行放款至托管中心;
5、办理产权过户等相关手续;希望我的回答能够帮到你

他的温柔依旧在 07-16 09:00

你好；可以的，是以你所购期房为抵押办理贷款的。主要材料需要：身份证、户口本、婚姻证明、收入证明和首付款凭证，同时你还要在一些合同上签字。只要你备齐上述材料就可以很顺利的办理住房贷款了。希望可以帮到你！

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