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首付多少钱？招行银行贷款利息多少？需要关注哪些点

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现在有没有房子，100平米的，首付多少钱！请大家给我点参考价格有现房吗？多少钱？首付多少？请大家给我点参考价格在水磨那假日阳光售房首付多少钱？有参考价吗？要买房首付是多少钱？谁有价格表。首付多少钱呀？两室一厅的房子楼层好的？要不要购买？首付多少钱82，71平方米共多少钱？你们觉得怎么样90平方首付多少钱啊？值得购买吗？9O平方8楼首付多少钱？要不要入手？公积金贷款和年龄有关吗？流程是什么两室的大概多少钱首付多少？麻烦报个价。现在每平方多少钱，首付多少？知道的给个报价过来问一下买一套95平米一楼首付多少钱？网上会便宜一点吗？问问这房子多少钱平方啊！有多大的啊！首付多少啊！谁有价格表。住房多少钱平方啊！都是多大户型的啊！可以首付吗？首付多少啊！知道的给个报价过来多少钱一平方了！首付多少？有谁买过？

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首付多少钱？招行银行贷款利息多少？需要关注哪些点

浏览：55次 | 提问时间： 07-16 08:34
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4个答案
难能心动 07-16 08:35

首套房贷首付比例最低由原先的25%降至20%。首套房贷首付比例降低的同时，利率也进一步松动。民生银行福州分行个人住房按揭贷款(含一手房和二手房)首套房贷利率执行不低于人民银行贷款基准利率0.9倍水平。招行首套房贷利率分档计价，信用良好的普通客户首付比例超过两成，贷款利率最低打9折;首付比例两成，贷款利率最低打9.5折。此前在榕银行普通客户首套房贷利率多执行基准利率。我觉得政策变化也是比较大的。

胡思乱想 07-16 08:43

按国家的优惠政策，首套房可以享受首付3成的优惠。但今年央行连续上调银行存款准备金及利息，又是年底银行贷款额度有限，现在一般很难拿到首付3成的优惠了，年底一般最低4成以上。过完元旦可能好点，首套房能拿到3成首付优惠。

觅溟 07-16 08:52

据我了解，买房的首付一般最低不得低于房款的20％，也就说你的房子要是50万，那么你的首付最低要10万！你可以申请银行贷款，也就是商业贷款，利息要比公积金的高！不过贷款的数额会比公积金的多！可以去银行直接申请贷款！希望对您有所帮助

一巴掌拍死你那虛偽的心 07-16 09:00

以国有银行工行逸贷和商业银行招行个人消费贷款为例，给你一些建议吧。
1.利率：招行主要做经营贷款，个人消费贷款利率较高；工行逸贷业务是按照人民银行规定的同期同档次贷款基准利率上浮10%执行，如10000块钱如果按照当前的利率水平，办理12期的逸贷，总利息支出约为361元。
2.抵押：招行需要以房产抵押，提前准备贷款申请资料，银行审批；逸贷是使用工行借记卡、存折或信用卡在特约商户进行POS刷卡消费或在融e购（工行自己的购物网）进行600以上消费，满足一定条件就能申请。不用到柜台办理，系统自动审批，资金瞬时到账。
3.办理条件：招行你得有抵押物；逸贷目前主要是工行代发工资客户。综合来说就是工行逸贷手续方便不用抵押，但你得是资信良好的优质客户。

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