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我厦门买房首付是多少？最低要多少钱？谁有报价？

我厦门买房首付是多少？最低要多少钱？谁有报价？

浏览：33次 | 提问时间： 07-16 08:36

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6个答案

演绎傷感童話劇 07-16 08:36

厦门买房首付比例1，首次使用公积金，套型建筑面积在90平方米（含）以下的，贷款首付款比例最低为房屋总价的20%。公积金贷款购房面积大于90平米的，最低首付30%以上；2，银行按揭贷款购房首套房最低首付30%以上；3，现在按揭买房的利率因不同银行的具体政策不同而已，每个银行都有自身的浮动区间的！4，按揭贷款还款方式有两种：等额本息还款方式和等额本金还款方式。

小丸子的西瓜梦 07-16 08:45

正常住宅：
1、首先要是已婚人士，
2、要有钱。
3、在上海买房网签之前63个月内交够60个月的社保（或者60个月的税单）商住房：不限购，不限贷。首付最低5层！（貌似11月份可能要限购：2年社保！）拍卖房：1，有钱。
2、有钱。
3、有钱。（大部分一次性付款，所以还是要有钱）希望我的回答可以帮到你

深海照不进暖阳卐 07-16 08:53

据我了解，买房的首付一般最低不得低于房款的20％，也就说你的房子要是50万，那么你的首付最低要10万！你可以申请银行贷款，也就是商业贷款，利息要比公积金的高！不过贷款的数额会比公积金的多！可以去银行直接申请贷款！希望对您有所帮助

宁愿 07-16 09:02

各地各个时段情况都不一样，像们这一般首套房首付为30%以上，多少钱的话就要看所买的房子多大面积了，下面一起来看看上海买房首付一般是多少首付的情况可以分为：
1、在首套房的情况下，购买新房并且面积不超过90平米的缴纳首付可以最低为20%;
2、在二套房的情况下，购买房产的最低首付为60%;
3、三套房的情况，需要贷款的银行根据房价的情况可以不予与贷款；
4、其他的情况最低首付为30%.综上所述，每个地方的首付大同小异，我建议当地的售楼部咨询一下。

世界有条狗叫前男友 07-16 09:10

一、首付：现在买房很多是分期付款，分期付款买房是指买房的时候你不需要全额付款，只需要交一部分的钱就可以取得房屋的使用权，进而就可以搬迁入住，剩下的钱只要在规定的年限中付清就可以了。那么第一次交的那部分房款就是首付。新房和二手房的贷款首付不同，2手房首付一般就按房子全款的1/2准备就行，新房差不多是房款的20%。
二、首付的计算方法分期付款买房的首付最低付款一般是30%，新房也是，但是少数楼盘为了吸引更多的客户，做到了20%，开发商要求你到指定的银行才会放款，或者地段好一点的小户型也可以低点首付。二手收房的话，所说的一般最低是30%，指的是房子评估值的30%，可能评估值比你的交易值要低，那么你的首付就比30%的总房款要多，二手房交易本身的费用是不在房价里面，所以尽量准备多点现金好安排事情。二手房的首付款

抱紧我好吗 07-16 09:18

成交价-本房平米评估价x房本面积x70%(一般商贷个人都是能贷7成)+契税印花税及根据房产产权情况不同所产生的相关费用+加上贷款手续费。希望我的回答能帮到您

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