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120-130个平方大约多少钱，首付多少钱。供多少年。谁可以给个参考价格？_其他_设计456问答
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120-130个平方大约多少钱，首付多少钱。供多少年。谁可以给个参考价格？

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120-130个平方大约多少钱，首付多少钱。供多少年。谁可以给个参考价格？

浏览：35次 | 提问时间： 07-16 08:36
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6个答案
淤 07-16 08:36

买房比租房划算，假如在买套90平方的房子，按现在的市场的大概价格假如需要总价80万，首付三成就是24万，剩余56万做商贷，贷款20年的话利息需要32万，都可以买套小户型了，然后每个月月供还需要3600。再加上房子还要装修吧，装修至少得15万吧。如果是租房的话，差不多面积地段好点的算3000一个月嘛，比月供肯定是要便宜的，然后首付的钱拿来做投资，一年至少也能有个7000多的收益吧。其实租房也是一个选择。

喜人巷 07-16 08:45

按揭买房首付计算方法比如房子110平单价4000，房子总价是44万算首付，得先算出贷款额，首付30%，贷款70%，贷款额是根据地区指导价来算（建委规定的最低过户价），地区指导价一般比成交价低10%4000-（4000X10%）

来我身边 07-16 08:53

3600（地区指导价）3600X110平方米

奶茶Monstar 07-16 09:02

396000元396000X70%

败在我以为 07-16 09:10

27720元（这个就是你的贷款额度）44万（成交价）-27.72万（可贷款额度）

挽手并肩 07-16 09:18

162800元你的首付款是16万月供是这么算的贷款额X贷款年限X利率

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