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问问买房签约流程是什么？有哪位了解？

问问买房签约流程是什么？有哪位了解？

浏览：35次 | 提问时间： 07-16 08:36

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5个答案

猫腻 07-16 08:37

第一步：签约纳税签约纳税是贷款买房流程第一步。签订《预售契约》、《买卖合同》；按开发商的具体要求缴纳首付款；与开发商各自按房价款的0．5％的额度缴纳印花税。第二步：提交申请贷款买房流程中最繁琐，且最重要的一步，就是提交申请。有别于住房公积金贷款买房，商业贷款买房要按规定填写及提交相关资料。
（1）填写申请资料：
1、《个人住房贷款借款申请表》
2、《个人住房贷款借款合同》
3、《贷款房屋所有权证收押合同》
4、《授权委托书》
5、《承诺书》
6、《谈话记录》
（2）提交申请资料：
1、申请人和配偶的身份证、户口簿、暂住证、结婚证、学历证等相关证明。
2、购房协议书正本
3、申请人家庭收入证明材料和有关资产证明等，包括工资单、个人所得税纳税单、单位开具的收入证明、银行存单等在了解如何贷款买房的过程中会发现，和住房公积金贷款买房流程一样，办理完以上提及的贷款买房手续，则算提交申请完成，接下来就要等待银行审批。第三步：银行审核银行根据贷款人提供的资料，对贷款人资信、贷款额度、贷款年限等作出审核。这一步贷款买房手续是银行做主导，是关系到贷款申请成功与否的关键。第四步：签订贷款相关合同银行审批后，与贷款人签订一系列合同文件。大多数人认为签订完合同之后，贷款买房流程结束。其实只算完成了贷款买房手续中绝大部分的工作，接下来还有一个步骤。第五步：贷款人按月还款贷款买房手续中最后一个步骤就是归还贷款。直至贷款全数归还之日，整个贷款买房流程才算真正结束。

Rdculous 07-16 08:45

可以的，在昆明贷款买房的流程：
1、提出申请：借款人持申请材料到贷款经办网点填写申请表。
2、贷款审批：银行对借款人担保、信用等情况进行调查，按程序进行审批，并将审批结果通知借款人。
3、贷款签约：借款人的申请获得批准后，银行与借款人签订住房抵押借款合同，办理公证、保险、抵押登记等手续。
4、贷款发放：银行在借款人办妥相关手续后，经审核确认后发放贷款。

是我爱的太过火对吗 07-16 08:53

1、签署买卖合同：买方进行购房资质审核；卖方进行房屋核验。
2、房款资金监管：保证购房资金的安全。
3、缴税过户：办理缴税业务已经产权变更手续，领取新产权证。
4、物业交接：新业主与物业公司签署新的物业合同。

深拥不是梦 07-16 09:02

买二手房可以办理按揭贷款，二手房按揭贷款的流程如下：
1、买卖双方签订购房合同并支付首付款后，到银行提出贷款申请。填写贷款申请表（如果已婚，须夫妻双方一起前来，未婚，可单独前来），中心工作人员经过审批通过后，出具《贷款承诺书》，作为购房者办理贷款手续的依据；
2、凭身份证原件领借款合同的贷款支付凭证回单，所需经过的流程为：受理柜（受理贷款申请）——保险柜（办理保险）——签约柜（签订借款合同）——公证柜（办理合同公证）——签约柜（领取贷款合同）；
3、在取得《贷款承诺书》并就所抵押的房屋办理保险后，即可持上述资料及《贷款承诺书》、拟用于还款的银行储蓄存折和储蓄卡、保险单、与银行签订《借款合同》、《抵押合同》等有关法律性文件，并办理公证手续（如果买房者已婚，须夫妻双方一起前来）。如果夫妻双方或其中一方不能亲自前来签订合同，需授权委托另一方或第三方代为办理贷款相关手续。授权委托书需经公证，且受托人有转委托权。

专属情歌 07-16 09:10

购房投资移民流程到不同国家的流程都差不多，就以法国为例吧移民要求●在法国留尼旺省购买高于33万欧元的房产；●购房合同以及包租合同需在申请人管区的驻地法国总领馆见证签约，投资人买房的款项必须汇入政府指定的公证处账号

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