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有现房吗，什么时候可以入住，首付款多少，附近有哪些设施配套？有哪位了解？

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有现房吗，什么时候可以入住，首付款多少，附近有哪些设施配套？有哪位了解？

浏览：26次 | 提问时间： 07-16 08:50
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3个答案
没了借口相爱 07-16 08:51

这个问题很简单，一般商品房分为期房和现房，无论你买期房还是现房，都应在签完商品房买卖合同后交齐首付款，贷款一般是在你像银行贷款下来之后，你就可以像银行每个月按时还就行了，一般商品房都有证件的，你可以看下开发商是商品房是预售许可证还是销售许可证，这和房子建成不建成没有关系

可攻可受 07-16 09:00

住房公积金贷款不可以用来支付购房首付款。申请住房公积金贷款，必须是交了首付款、契税之后，与开发商签订了购房合同，凭购房合同才可以申请住房公积金贷款。没有缴纳首付款，是无法申请住房公积金贷款的。

繁花落幕那曲終人散 07-16 09:08

买家在购买50万以下房产的时候，首付款依旧是5%，但在购买50万以上房产项目时，首付款增加到了10%，只有支付10%的首付才能有资格得到加拿大抵押与住房公司的保险。100万以上的房产项目首付款依然是20%，没有改变。而对于首付款在20%以下的购房者，政府将最长还款日期从40年缩短至25年。希望能帮助到你

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