array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(24) "如何办理贷款手续" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(995233) ["id"] => string(6) "995233" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943916584997) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/995233" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/995233" } [1] => array(11) { ["tagname"] => string(57) "二手房贷款流程及时间二手房贷款如何办理" ["inlink"] => int(0) ["addtime"] => string(10) "1599534257" ["tagid"] => int(1276692) ["id"] => string(7) "1276692" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503953663098901) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1276692" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1276692" } [2] => array(11) { ["tagname"] => string(27) "二手房如何办理贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(893589) ["id"] => string(6) "893589" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941041389605) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/893589" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/893589" } [3] => array(11) { ["tagname"] => string(27) "如何办理二手房贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598923862" ["tagid"] => int(943214) ["id"] => string(6) "943214" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942431801356) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/943214" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/943214" } [4] => array(11) { ["tagname"] => string(27) "二手房贷款如何办理" ["inlink"] => int(0) ["addtime"] => string(10) "1598924443" ["tagid"] => int(1043296) ["id"] => string(7) "1043296" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945310142485) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1043296" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1043296" } [5] => array(11) { ["tagname"] => string(30) "买二手房如何办理贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598923399" ["tagid"] => int(853724) ["id"] => string(6) "853724" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503939863838729) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/853724" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/853724" } [6] => array(11) { ["tagname"] => string(27) "二手房贷款手续流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924352" ["tagid"] => int(1011434) ["id"] => string(7) "1011434" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944366424091) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1011434" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1011434" } [7] => array(11) { ["tagname"] => string(21) "贷款有哪些手续" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(1000537) ["id"] => string(7) "1000537" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944063385607) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1000537" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1000537" } [8] => array(11) { ["tagname"] => string(39) "个人购买二手房如何办理贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1599444624" ["tagid"] => int(1167043) ["id"] => string(7) "1167043" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503949924925471) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1167043" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1167043" } [9] => array(11) { ["tagname"] => string(33) "二手房抵押贷款如何办理" ["inlink"] => int(0) ["addtime"] => string(10) "1598923862" ["tagid"] => int(945715) ["id"] => string(6) "945715" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942501007381) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/945715" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/945715" } [10] => array(11) { ["tagname"] => string(18) "贷款如何办理" ["inlink"] => int(0) ["addtime"] => string(10) "1598924010" ["tagid"] => int(966809) ["id"] => string(6) "966809" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943125958683) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/966809" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/966809" } [11] => array(11) { ["tagname"] => string(18) "如何办理贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598924154" ["tagid"] => int(981908) ["id"] => string(6) "981908" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943544340506) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/981908" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/981908" } [12] => array(11) { ["tagname"] => string(30) "买二手房贷款手续流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371558" ["tagid"] => int(487432) ["id"] => string(6) "487432" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927379492887) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/487432" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/487432" } [13] => array(11) { ["tagname"] => string(18) "贷款手续流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(886056) ["id"] => string(6) "886056" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940828528672) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/886056" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/886056" } [14] => array(11) { ["tagname"] => string(30) "抵押贷款贷款如何办理" ["inlink"] => int(0) ["addtime"] => string(10) "1598924443" ["tagid"] => int(1039834) ["id"] => string(7) "1039834" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945210527761) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1039834" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1039834" } [15] => array(11) { ["tagname"] => string(30) "抵押贷款贷款如何办理" ["inlink"] => int(0) ["addtime"] => string(10) "1598924443" ["tagid"] => int(1039837) ["id"] => string(7) "1039837" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945210527764) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1039837" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1039837" } [16] => array(11) { ["tagname"] => string(75) "父亲去世房产继承，办理流程有哪些，要如何办理谁知道" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" ["tagid"] => int(1224493) ["id"] => string(7) "1224493" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951835430916) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1224493" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1224493" } [17] => array(11) { ["tagname"] => string(33) "二手房贷款需要哪些手续" ["inlink"] => int(0) ["addtime"] => string(10) "1598923399" ["tagid"] => int(847535) ["id"] => string(6) "847535" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503939688726531) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/847535" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/847535" } [18] => array(11) { ["tagname"] => string(27) "买房贷款要哪些手续" ["inlink"] => int(0) ["addtime"] => string(10) "1594371558" ["tagid"] => int(487339) ["id"] => string(6) "487339" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927377395716) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/487339" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/487339" } [19] => array(11) { ["tagname"] => string(24) "银行如何办理贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598924010" ["tagid"] => int(955681) ["id"] => string(6) "955681" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942808240160) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/955681" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/955681" } } ["counts"] => int(452700) ["pagecount"] => float(22635) }

当前位置：首页>

装修问答

其他

二手房如何贷款，二手房贷款有哪些流程，要哪些手续？有人知道如何办理啊

二手房如何贷款，二手房贷款有哪些流程，要哪些手续？有人知道如何办理啊

浏览：36次 | 提问时间： 07-17 04:50

分享到：

6个答案

Rockroll 07-17 04:51

办理流程：
1、签署二手房买卖协议，付清首付款或办理资金托管协议;
2、携带二手房贷款材料，填写房屋贷款申请表;
3、银行进行房贷贷款审批;
4、银行放款至托管中心;
5、办理产权过户等相关手续;希望我的回答能够帮到你

疯子 07-17 04:59

需要缴纳哪些费用答：按揭二手房的转让与新建商品房转让相比更为复杂，涉及到了买卖双方的法律关系以及房屋所有权人与银行的按揭贷款关系等多方法律关系，有时还会涉及到开发商与房屋产权人的反担保法律关系。
一、按揭二手房转让的方式在与卖方就买卖该二手房达成意向后，由于该二手房上设有抵押，因此，还应当征得抵押权人，即银行的同意。购买按揭二手房有两种方式，一种是买方一次性付款，还清银行的按揭贷款，终止原借款合同，办理注销抵押登记手续，使得房屋上不存在其他任何权利障碍，然后由二手房所有权人与二手房购买人办理产权过户手续。在一次性付清银行按揭款的情况下，为了防范风险，买方最好与卖方约定直接将买房款支付到按揭贷款银行的还款账户上。第二种方式，转按揭贷款购买二手房。即买方也向银行申请按揭贷款购买二手房，买方既可以向卖方原按揭贷款银行申请转按揭，也可以向其他银行申请转按揭。其基本程序如下：
1.买卖双方签订买卖合同;
2.买方选择申请同行转按揭或者跨行转按揭;
3.买方向银行申请转按揭并提交相关材料，银行对转按揭申请进行审核;
4.买卖双方共同向原按揭银行办理还贷手续，卖方与原按揭银行终止原按揭贷款协议，并办理注销抵押登记手续;
5.买卖双方办理房屋过户手续;
6.买方到房管局办理抵押权人为转按揭银行的抵押登记手续。
二、按揭二手房转让的费用按揭二手房转让除了要缴纳一般二手房交易的契税、印花税、登记费、交易手续费等外，在“转按揭”过程中，还涉及到银行的按揭转让佣金、抵押担保费、评估费、保险费、律师见证费等费用。

心在这里进退由你 07-17 05:08

二手房首付比例综述所谓二手房首付，指的是购买二手房时除了银行贷款外买受方应当一次性支付的金额。目前贷款买房，在购买新房与购买二手房时，贷款首付的计算有较大区别。与新房贷款相区别的是，办理二手房贷款买房是根据“二手房评估价”作为参考。二手房首付比例与二手房评估价有很大关系。很多购房者在购买二手房时对于二手房首付比例存在一些错误的计算方式，本期专题为大家详细解读二手房首付比例的计算方法，以及二手房首付比例与新房比例的区别，一套二手房与二套二手房首付比例区别，相信对于想要购买二手房的购房者有不少帮助。二手房首付比例计算方法所谓二手房首付，指的是购买二手房时除了银行贷款外买受方应当一次性支付的金额。其首付款的计算方式为：净首付款

女王进行曲我斜愣你咋的 07-17 05:16

实际成交价-客户贷款额(净首付款：不包括国家税费和中介服务佣金的首付款)贷款额

愁千缕 07-17 05:24

二手房评估价×80%(首次贷款额度可达80%)贷款额估算方式，可用合同价×85%，预估出大致评估价格。二手房首付比例也不是固定不变的，在二手房交易过程中，关于二手房首付比例多少的问题是可以跟卖家商量的。
1、一般情况上家没有贷款，或者不需要下家配合还贷的，下家资质很好需要向银行申请8成贷款的就可以首付2成(贷款2成对资质的要求很高)。
2、上家有贷款，且成数很高，一定需要下家配合还贷的，为安全起见，则可选择走资金监管流程，按3成首付支付。
3、下家有能力一次性付款的，可在签订合同约定一次性付款，则不存在首付问题。以上就是公积金贷款买手套二手房首付比例的计算方法，大家在用公积金贷款买二手房时可以参考以上方法计算二手房的首付比例。如果买房设计到很多其他方面都要了解的，提供一部分常识概念看一下吧新房与二手房首付比例的计算区别与新房贷款相区别的是，办理二手房贷款买房是根据“二手房评估价”作为参考。所谓评估价是根据当时的市场情况，通过银行指定的专业评估机构进行房产价值评估而计算出来的。一般二手房评估价低于市场价。评估价大多为二手房市场价值的80%-90%，部分房屋会更低。一手房贷款买房首付计算方式：首付款

灬薰衣草等待爱情 07-17 05:32

总房款-客户贷款额贷款额

装修问答

其他

二手房如何贷款，二手房贷款有哪些流程，要哪些手续？有人知道如何办理啊

最新问题

相关搜索

最新推荐

二手房如何贷款，二手房贷款有哪些流程，要哪些手续？有人知道如何办理啊