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能否提起公积金装修房子？需要注意哪些问题？

浏览：31次 | 提问时间： 07-17 04:50
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4个答案
我不是真正的快乐 07-17 04:51

装修房子可以提取公积金，但是不可以用公积金贷款。房子装修不符合提取住房公积金的规定，不能提取公积金；可以换个理由、以大修房屋或租房的理由申请提取公积金。公积金大装修贷款是使用公积金贷款用于房屋装修，享用公积金贷款利率的一种贷款产品。

顾及谁 07-17 04:59

装修房子可以提取公积金，但是不可以用公积金贷款。一般缴满一年就可以用公积金进行买房贷款。公积金贷款是指缴存住房公积金的职工享受的贷款，国家规定，凡是缴存公积金的职工均可按公积金贷款的相关规定申请公积金贷款。

涐爱沵爱了整个曾经 07-17 05:08

装修房子不能用公积金。买房没用公积金，之前也没提取过公积金是可以的，一般来说你说的分两次贷款时不可以的，但是每个地方的公积金政策都有差别，你最好去咨询当地的公积金管理中心，装修不能用，公积金只能用来买房。要想装修用，只有提前把公积金提出来。

青黛 07-17 05:16

不可以。只有翻建和大修或购买可以。附：职工符合下列条件之一的，可以提取本人的住房公积金：
（1）购买、建造、翻建、大修自住住房的；
（2）偿还产权自有的住房贷款本息的；
（3）租赁住房自住的；
（4）离休、退休（退职）的；
（5）完全或部分丧失劳动能力，且与单位终止劳动关系的；
（6）本市户口职工与所在单位终止劳动关系后，未重新就业满5年或者男性年满50周岁、女性年满45周岁的；
（7）非本市户口职工与所在单位终止劳动关系后未在本市重新就业的；
（8）享受城镇最低生活保障的；
（9）出国、出境定居的；
（10）职工死亡或被宣告死亡的。

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