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最小的首付多少钱！商贷每个月还多少钱？哪位提供一下。

最小的首付多少钱！商贷每个月还多少钱？哪位提供一下。

浏览：37次 | 提问时间： 07-17 05:12

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5个答案

怪盜キッド 07-17 05:13

贷款肯定是贷的越少越好，现在第一套房公积金和商业贷款利息都差不了多少了。一般按揭年限最长不能超过30年。一般很少有人做30年按揭。通常都是15和20年。相对来讲15年选的人稍微多点，因为利息比较划算。当然主要还是看你贷多少钱，一个月准备还多少钱。

姑娘我百毒不侵为何流泪 07-17 05:21

能贷多少钱与你申请公积金的工资基数,你的信用度,交了多长时间有关的,单单看你每个月交多少公积金是没办法知道能贷多少钱的，一般缴纳，贷款上限是40W，公积金贷款最高可贷60W.而批贷额度的标准,要看您公积金缴存的比例和额度,还有房子的评估值和房龄.如果您想多批些贷款,可以把评估值做的高一点.以上的内容仅供参考，希望能够帮到您。

我最闪亮亮 07-17 05:30

一我用房产证贷款10万3年还清(注：不是按揭贷款)，每个月要还多少钱（想在农行贷款，利息我不知道帮我算一下，浮动利率好还是固定利率好）看你具体选择那种分期还款计息方式,有小的差别的.浮动和固定的也各有千秋,贷款3年内国家利率上升就是固定的好,反之浮动的好.二可不可以到了3年一次性连本带利还清。（这种方式是不是要多还很多钱）帮忙算一下一次性连本带利应该还多少钱公式:本金*利率*期限

深入虎口才知你狼心狗肺 07-17 05:38

利息比如10万3年6%的年利率100000*3*6%

没那么复杂 07-17 05:46

18000元但是银行一般按天算,会比18000多一点肯定比分期还款多付利息.

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