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我要买房？找什么担保公司好？利率怎样？想参考一下。

我要买房？找什么担保公司好？利率怎样？想参考一下。

浏览：31次 | 提问时间： 07-17 05:17

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3个答案

绝处逢生 07-17 05:18

你好很高兴为你解答据我所知，按揭中的房子是不能抵押贷款的。房屋抵押贷款对房屋有以下几个要求：
1、房屋的年限在20年之内；
2、房屋的面积要大于50平米、
3、房屋要有较强的变现能力，也就是房屋所处的位置。你可以对照，如果通过银行审核，可以贷款房产的70%。利率会比按揭高，如果很急的话，你也可以找担保公司为你担保，这样也会贷到款。希望我的回答能帮助你了

烟雨声里数流年 07-17 05:26

你好，太小了弄复杂了没什么用，就刮个大白，买便宜地板，厨房估计很小，可以直接找厨柜公司做厨柜，烟机和炉具及水盆买便宜的就行，地砖不要买最便宜的，因为不好容易碎裂，卫生间的洁具买便宜的就行，只是坐便要买质量好的，不好的难冲不下去，热水器买个国产大牌便宜的型号就行，总之你弄复杂了就是给别人，你将来再买房子这个就是租也是给别人住了。

三世牵挂为君一妖 07-17 05:35

你好，根据我的了解，按揭中的房子是不能抵押贷款的。但是你可以找垫资公司为你垫资，将你的房子赎出来，然后再个垫资公司的钱，这样，你就有现金了。房屋抵押贷款对房屋有以下几个要求：
1、房屋的年限在20年之内；
2、房屋的面积要大于50平米、
3、房屋要有较强的变现能力，也就是房屋所处的位置。你可以对照，如果通过银行审核，可以贷款房产的70%。利率会比按揭高，一般是7.4吧~~如果很急的话，你也可以找担保公司为你担保，这样也会贷到款。希望我的回答可以帮助到你~

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