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求解燕郊的房子首付多少钱？要不要入手？

求解燕郊的房子首付多少钱？要不要入手？

浏览：36次 | 提问时间： 07-17 05:32

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3个答案

萨瓦迪卡 07-17 05:33

意思是：好比一套房子总价是50万，首付20万，剩下30万可以到银行贷款，根据贷款年限的利率，每月还银行多少钱，这就是分期付款。

我执笔墨绘你倾城颜 07-17 05:41

以家庭为单位，全国范围内没有交易过房产的，没有贷款记录，都是首套房。确定自己的公积金后，就是去选房子。确定这个房子总价多少钱，首付多少，总价减去首付就是贷款的钱。首付是不能贷款的，所以你手上必须要有些现金，一般的首付是30%。如果你手上的钱多于首付的30%，那么你还可以再给现金，这样做的原因是减少你贷款的钱，因为贷款是要利息的，这样从总额来说，给的现金越多，贷的越少还是合算的，当然这个得由你自己的情况来决定。

爱离开 07-17 05:50

广东东莞一手房首付30%，二手房首付40%-50%。买房子按揭贷款都是按月还款的，贷款多少钱、贷多少年、按月还款。东莞现在已经买房落户这个政策了

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求解燕郊的房子首付多少钱？要不要入手？

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求解燕郊的房子首付多少钱？要不要入手？