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二手房房贷款流程具体有那几点？请专家帮我想想？

浏览：30次 | 提问时间： 07-20 03:28
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2个答案
渐行渐远 07-20 03:29

:武汉二手房交易增多,不少人想要了解二手房办理按揭的流程和步。现在,请让小编来为您介绍二手房办理按揭的十个流程步骤。

别把装逼当典范 07-20 03:46

题主好，有以下几点：
1.贷款年限：普通住宅不超过20年;
2.年龄：贷款人年龄贷款年限≤65年
3.贷款额度：二手房是评估价的7成(假如是二套房则为5成);
4.贷款利率：普通住宅按同期个人购房贷款利率执行;
5.还款方式为月还款期望我的回答能够帮助到你。

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