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怎样提交装修贷？大约需要多久？

怎样提交装修贷？大约需要多久？

浏览：44次 | 提问时间： 07-20 03:55

装修预算64000，结算要97000！根本就是抢钱！超那么多，施工前不是要先征求业主同意？可以擅自说加就加？加完就叫人给钱，就不是坑人是什么？

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3个答案

在深秋 07-20 03:55

泉州装修贷最高额度是5万元，借款人申请办理住房装修贷款，须到开办该项业务的营业网点提出申请，填写申请表，提交相关资料、办理有关担保手续。

拖延症患者 07-20 04:12

设计456与招联金融(招商银行与中国联通共同建立的消费金融公司)展开深入合作。据悉，合作双方推出了一款重磅的装修消费金融产品——“装修贷”，这款产品将为设计456单个业主提供最高20万元的装修贷款。自年初两会以来，“互联网+”概念风靡全国。业内人士认为，装修贷产品是“互联网+”概念最好的诠释，它是互联网金融产品与互联网装修服务跨界合作的典型。“装修贷”将帮助更多用户提前实现“装好家、住好家”的梦想，同时也帮助身处不同领域内的合作双方赢得更大的市场。进一步完善业主体验操作流程简易快捷据了解，“装修贷”将解决以下三种类型用户的困扰：
(1)部分买完房后想装修却缺资金的业主;
(2)有部分资金，但想装修得更好，缺乏部分资金的业主;
(3)有资金装修，但能通过贷款支付装修款，盘活自有资金的业主。同一个时间段里，设计456平台业主操作这款产品相当简易快捷。业主在设计456平台申请“装修贷”，仅需四步即可开始装修。提交贷款申请后，经招联做预审核，确认业主是否符合贷款要求。业主与设计456签订装修保协议后，招联即可正式放款。同一个时间段里，业主可立即使用贷款额度支付装修款。仔细看来需要用户操作的，实际上只有提交贷款申请、签订装修保及用装修贷款支付装修款这三步。当然，“装修贷”还有诸多与传统消费金融信贷产品不同的亮点。比如：通常银行的装修贷款周期为2-3年，而“装修贷”最长可达5年;与通常信贷产品比较月息更低，该产品贷款1万元分12期还，月息低于80元。另外，“装修贷”全程都可在线申请，无需面签，一个工作日即可完成审核。基于设计456对平台用户的审核，“装修贷”得以展现“简易快捷”的特点，而这样简便的申请流程应会更受年轻人欢迎。

动次打次 07-20 04:20

装修也可以有装修贷，这个贷款利率不高，想装修好点可以去做个装修贷

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怎样提交装修贷？大约需要多久？

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