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打听一下什么是顺位抵押贷款？流程怎么走？

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打听一下什么是顺位抵押贷款？流程怎么走？

浏览：62次 | 提问时间： 07-20 04:01

顺位抵押贷款是什么的？这种抵押贷款的方式是怎么样的呢？

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3个答案

你情深似海却不肯为我而蓝 07-20 04:01

二次抵押登记流程：经办行已按审批要求作为第一顺位抵押权人办妥房产抵押登记并取得房产他项权证；担保公司与抵押人、借款人、经办行达成二次抵押登记意向后准备以下材料：抵押人提供的出具给房屋登记机构的房地产抵押登记申请表；担保公司向经办行出具的《关于后顺位抵押权申请人已知晓银行优先顺位抵押权情况的函》担保公司向房屋登记机构出具的《关于后顺位抵押权申请人已知晓优先顺位抵押权情况的函》；担保公司向房屋登记机构出具的其与抵押人签订的《抵押合同》；担保公司向房屋登记机构出具的其与借款人签订的《委托担保合同》及《反担保合同》（原件）。需要的资料有这些：身份证、户口本、婚姻证明、收入证明、银行流水、已婚提供夫妻双方资料银行的贷款合同、半年的银行流水、

我说我要走你就真放手了 07-20 04:18

可以做顺位抵押贷款的，也叫二次抵押贷款金额，当然还可以凭借银行还贷流水做信用贷款贷款金额

不问却懂情 07-20 04:27

现在房子的评估价*(6-8成,实际看银行政策成数）-原贷款剩余本金

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