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按揭房屋装修贷款额度一般是多少？谁知道应该怎么办理啊

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按揭房屋装修贷款额度一般是多少？谁知道应该怎么办理啊

浏览：51次 | 提问时间： 07-20 04:07
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3个答案
所谓爱人不过碍人 07-20 04:07

公积金贷款是可以装修用的：买房用：公积金贷款额度的上限计算公式是：贷款职工月计缴住房公积金额度÷贷款职工住房公积金的缴存比例×0.45×12×实际可贷年限公积金贷款额度通常要求不超过房屋总价的70%,且通常都有上限限制。装修用：公积金贷款额度通常为房屋总价的10%上下。

心里酸酸的 07-20 04:24

题主好，装修房子申请贷款,可以申请的贷款额度主要分情况:，个人装修贷款最高不超过15万个人找银行申请房屋装修贷款,通常情况下个人可以申请的贷款额度最高为15万,同时申请装修贷款,也需要申请人自己准备一定的资金

忘我ˇ 07-20 04:32

依照当前的情况知道，银行有相像这样的装修贷款产品，即在他们银行办理按揭贷款后，能用按揭的房子再在他们银行申请装修贷款。不过需要关注，装修贷款额度还与按揭房屋的价值及剩余按揭房贷有关。

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