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按揭房的流程是怎样的？有哪位知道？

按揭房的流程是怎样的？有哪位知道？

浏览：56次 | 提问时间： 07-20 04:07

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未成年但非幼稚小孩 07-20 04:07

二手房银行按揭流程
一、实地看房
二、产权验证
三、签署合同
四、填写合同
五、缴费义务
六、产权过户
七、收费盖章
八、资料归档
九、抵押手续十、银行放款

纪岛 07-20 04:24

贷款房也就是按揭房，按揭房交易过户流程有这些：
1、实地看房这是房屋过户中不可或缺的重要步骤，假如少了这一环节，就很容易出现纠纷。因此买方不仅要实地查看房源，还要关注审查房屋产权证、土地证以及产权人身份证等相关证件的真实性。
2、签订《买卖合同》实地查看、核实了房屋情况后，买卖双方就可以签订买卖合同了。需要约定好交易细节，以免出现责任划分不清的问题。
3、卖方向贷款银行提交提前还款申请，并办理解除房产抵押经过银行同意后，卖方准备好资金前往银行办理提前还款。办理完毕后，需携带房产证、他项权证、银行出具的清贷证明、注销抵押登记申请书以及身份证，前往房地产管理中心相关窗口办理解除抵押。
4、买方办理贷款手续假如买方需要办理贷款手续，则应提前准备相应的贷款资料。卖方需准备房产证明等材料，一同前往银行办理房屋贷款手续。
5、办理交易过户买卖双方携带相关证件原件，前往房管局办理过户手续。通常办理时间为一周，在办理过户时，买方应向卖方支付房屋首付款。而且买卖双方需按标准缴纳相应税费。
6、房屋交验过户手续办理完毕后，卖方搬离住房，并结清水费、电费、煤气费、物管费等费用。最后签署《物业交接确认书》并支付房屋尾款，二手房交易结束。

良人未归 07-20 04:32

二手房按揭贷款流程：现在很多客户购房需要按揭，却不知道按揭的程序是怎么走，今天将所有按揭程序告知各位朋友。购买二手房需要办理按揭，首要条件应该咨询业主是否愿意让客户办理按揭，由于办理过程中需要业主提供一些证件（哪些证件在下面会提出），并且房款需要延缓一个月的时间才全部付清。因此业主是否愿意办理按揭，是一套房子是否成功交易的基础。

不顾 07-20 04:41

买房可以说是人生大事之一，现在相关的买房政策、购房消息都能引发人们的关注，自住型商品房相信是不少人比较关注的要点之一，今天我们就来看看自住型商品房申请是怎样的，申请条件和申请流程又是怎样：

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