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想问一下房贷买房流程是什么的？有哪位晓得？_其他_设计456问答
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想问一下房贷买房流程是什么的？有哪位晓得？

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想问一下房贷买房流程是什么的？有哪位晓得？

浏览：42次 | 提问时间： 07-20 04:07
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3个答案
青丝叹ご 07-20 04:07

武汉市买房贷款条件，买房是需要依照您的户籍情况，和名下房屋套数情况来判断的，外地户口在武汉没有住宅能提供近两年内满一年以上的社保或个税证明；武汉户口名下没有两套或以上的住宅即可；贷款是需要考察您的个人信用，还需要结合您的工资情况，提交工资证明和一定的银行流水才能贷款。

不想控诉 07-20 04:24

题主好，买房贷款流程：选取房产；办理按揭贷款申请；签订购房合同；签订楼宇按揭合同；办理抵押登记、保险；开立专门还款账户。买房贷款条件：年龄在18-60岁的自然人（港澳台及外籍亦可）；具有稳定职业、稳定收入，按期偿付贷款本息的能力；

唾弃我 07-20 04:33

担保费是给那些狗杂种填肚皮的。（这就是典型的剥削老百姓的，在穷苦人的伤口上撒盐。担保公司和住房公积金是一伙的不交担保费你是贷不了款的，）想问下我买房我是交了首付的假如真的换不上可以收房啊，我交了担保费我真的还不上担保公司能帮你还吗？还不是一样要收你房。说要担保公司有何用？日越说越气我攀枝花的这里收千分之20。

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