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公积金贷款的相关费用是多少啊？大家知道什么情况啊

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公积金贷款的相关费用是多少啊？大家知道什么情况啊

浏览：47次 | 提问时间： 07-20 04:08
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3个答案
婚姻不是爱情 07-20 04:09

异地买房可以贷款啊，公积金就可以在异地贷款。住房公积金异地贷款已全面实施贷款流程相应简化具有合法有效的身份证件;缴存状态正常，连续足额缴存公积金6个月(含)以上和良好信用;具有稳定的收入和偿还贷款的能力;具有合法有效的购买住房合同、协议或者房地产行政管理部门颁发的《房屋所有权证》;购买住房的，已经支付至少所购住房全部价款30%的首期付款;建造、翻建、大修住房的，能够支付建造、翻建、大修住房所需全部费用30%的前期费用;建造、翻建住房的，具有规划、土地管理部门批准的文件;大修住房的，具有规划管理部门批准的文件;能够提供管理中心认可的有效担保;相关法规、规章和政策法规的其他条件。

怪咪咪 07-20 04:25

题主好,依照国家的相关规定。通常来说,现在买房子的首付最低也是分类的,分公积金啊,贷款啊。实际来说是首套的话,公积金贷款2成、商业贷款3成。不过假如是第二套购房,那么首付最低是40%,这都是需要分类看待的。

心事正好 07-20 04:34

公积金贷款是指缴存住房公积金的职工享受的贷款，国家规定，凡是缴存公积金的职工均可按公积金贷款的相关规定申请公积金贷款。

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