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购房按揭流程是什么啊？有网友晓得吗？

购房按揭流程是什么啊？有网友晓得吗？

浏览：33次 | 提问时间： 07-20 04:08

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3个答案

始于初见 07-20 04:09

珠海一手房贷款买房流程：
1、选取房产
2、办理按揭贷款申请
3、签订购房合同
4、签订楼宇按揭合同
5、办理抵押登记、保险
6、开立专门还款账户银行在确认购房者符合按揭贷款条件，履行《楼宇按揭抵押贷款合同》约定义务。并办理相关手续后，一次性将该贷款划入发展商在银行开设的银行监管账户，作为购房者的购房款

沧海已倦怠 07-20 04:25

可以买的，走通常购房流程即可。住房按揭就是购房者以所购住房做抵押并由其所购买住房的房地产企业提供阶段性担保的个人住房贷款业务。

如果不是一句话 07-20 04:34

题主好，办理按揭买房贷款的流程：
1、选取房产；
2、确认开发商建设的房产是否获得银行的支持，以保证按揭贷款的顺利取得；
3、办理按揭贷款申请；
4、签订购房合同。经审查确认购房者符合按揭贷款的条件后，发给购房者同意贷款通知或按揭贷款承...

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