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问问购房按揭手续费用有哪些？谁晓得？

问问购房按揭手续费用有哪些？谁晓得？

浏览：35次 | 提问时间： 07-20 04:08

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4个答案

对温暖拥抱 07-20 04:09

题主好,现在二手房按揭贷款是不需要交保证金了,只需要交贷款的手续费或者是中介收的担保费,这些费用是不会退还的,由于有些中介没有入围银行的业务也是委托第三方来办理业务,自然就会收取手续费,但有些入围了银行业务的中介公司也是会收取手续费的,由于中介也是要赚钱的,手续费或者是担保费是免不了的,但这些费用通常是不会很高的。

因喜所应 07-20 04:26

住房按揭贷款按揭一词是由南向北逐步普及大陆的，狭义的按揭是指将房地产转移到贷款人名下，等还清贷款后在将房地产转回到借款人名下。按揭具有房产抵押及分期还款两层含义，对完全民事行为能力的自然人发放贷款助购房。住房按揭贷款利率
1.契税：贷款额x1.5%
2.公证费用：贷款额x0.3%，可视情况而定
3.保险费用：贷款额x贷款年限x保险费率
4.维修基金：贷款额x2.5%
5.交易手续费：3元/平方米
6.抵押手续费：贷款额x0.08%
7.工本费：80元/件价格整合自网络，请自行核实

痴人说梦的我 07-20 04:34

按揭手续费是房地产交易中心收取的,你以购买的房屋做抵押贷款,应该到房地产交易中心做抵押登记,因此要收取按揭手续费和抵押登记费;按揭手续费通常是按照贷款金额的千分之五来收,抵押登记费,好像是几十块钱一户,加起来应该有两三千吧。银行是不会收取你任何费用的

闯像钻石一样耀眼 07-20 04:42

银行按揭贷款是没有手续费的，购房人只需要按时还月供就可以了。有手续费的，是通过地产中介办理贷款，中介收取的费用。二手房中介费即通过房屋中介公司进行二手房交易时支付给中介方的服务费，通常中介费为房屋成交价格的2%—3%。房屋出售方与房屋购买方都需要向中介方支付费用。中介服务费现在没有统一规定，通常按照行业内的习惯收取，同时还要参照中介的资质。

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