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多少钱可以买房子啊？什么价位？

多少钱可以买房子啊？什么价位？

浏览：32次 | 提问时间： 07-20 04:13

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3个答案

黄昏的地平线 07-20 04:14

住房公积金对需要买房子的而且又没太多钱的人来说是比较重要的，由于公积金现在的贷款利率低于商业贷款利率。而且公积金是自己的钱啊，只要买房或者租房就可以照常取啊。

有些秘密不能说 07-20 04:30

预估购房费用算好了可用数额之外，你需要做的就是预估一下自己在买房到入住这一整个周期内所需花费的总费用。shqianyy购房费用可不止是首付款、总价那么简单。之后的月供、交房的费用甚至装修款都应该考量在内。千万不能满打满算，认为只要能付得起首付款就可以做出购房决定了，这样后期往往会出现因手头资金不足延期收房，收房后没钱装修等窘境。买家需要支付的款项：
1、定金选好了房子，首笔款项就是定金了，这笔钱的上限是总房款的20%，就像一套200万的房子，定金的上限是40万，但实际交易过程中，这笔钱通常会低于10万元。“定金”是具有惩罚作用的，在交定金前要确定两件事，其一是确定自己能正常获得贷款（至于自己能否获得贷款，可以查看我之前发的文章），其二是确定房屋的产权人，是否存在产权纠纷，业主有没有债务纠纷，这些有可能波及房屋产权的。
2、首付款二手房的首付款与新房有较大区别，新房能做到标准的首付水平，比首付是5成，但二手房总价受房龄等因素影响，评估价会缩水，实际贷款额度会缩水，首付比例就应该相应提高。
3、契税契税是应该要交的，北上广深执行独立的标准，首套房90平米以下是1%，90平米以上是1.5%，二套房统一是3%。税基是网签价或核定价（核定价也称指导价，谁高谁就是税基）。
4、个税不是“满二”或“满五唯一”的房子还得替业主承当一部分的税费支出。当房子不是“满五唯一”时，就涉及到个税了，个税的征收标准，各地有所不同，以上海为例，当房子是普通住宅时，个税计算方式有两种：差额的20%或网签价的1%。当房子时非普通住房时，个税计算方式是差额的20%或网签价的2%。

我会伴你笑 07-20 04:39

济南东部买房选取生活方便的话就在老城区附近买房子，要是钱不是很多的话可以考量西边，西客站正在修建，房子的升值空间会很大，以后生活会方便。假如在高新区工作可以在附近买房子，上班比较方便。在济南的东头买房子也是可以的

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