array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(54) "农村土地证能贷款吗有人知道如何确定啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1237972) ["id"] => string(7) "1237972" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952319873040) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1237972" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1237972" } [1] => array(11) { ["tagname"] => string(63) "兄妹房产过户需不需要交税有人知道如何确定啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207503) ["id"] => string(7) "1207503" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951246131224) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207503" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207503" } [2] => array(11) { ["tagname"] => string(36) "浦发银行装修贷款申请条件" ["inlink"] => int(0) ["addtime"] => 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哪位告诉我浦发装修贷款怎么申请？有人知道如何确定啊

哪位告诉我浦发装修贷款怎么申请？有人知道如何确定啊

浏览：56次 | 提问时间： 07-20 04:13

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2个答案

青榈 07-20 04:14

1.提出申请，符合条件的业主可以先向浦发银行提出房屋装修贷款业务办理的申请；
2.准备材料，在提出浦发银行装修贷款申请的同时，业主还要依照客服提示准备相应的材料，实际有这些：1)有效身份证明和户籍证明、婚姻问题证明、个人收入证明。2)房屋交易合同、协议或其他有效确认购房行为的文件。3)首付款发票或收据。4)借款申请表(您可从身边的我行营业网点获取)。5)银行要求提供的其他材料。
3.银行审批，浦发银行在收到客户提出的装修贷款业务申请以后，会对客户的信用等级、申请额度、申请需求以及材料进行审核，审核通过以后会在三个工作日内给予书面通知。
4.签署合同，对于通过浦发银行装修贷款业务申请审批的客户，浦发银行接下来会跟客户之间签订房屋装修贷款协议，签订协议之前，建议业主认真查看合同内容，对于合同上注明的金额、期限、利率等信息要了如指掌。
5.办妥手续在公证、抵押等手续办妥以后，接下来浦发银行会按照约定时间发放房屋装修贷款金额，业主只需定时查看银行账户上提供的金额和合同中注明的金额是否一致即可。
6.客户还款，在房屋装修贷款资金到位以后，接下来业主就要按照合同约定的期限定期还款，以免给您的银行信誉等级造成不良的影响。

与你乐 07-20 04:31

你好据我所知公积金能带装修款，你可以可以直接向当地的公积金管理中心直接申请需要单位给你签个个人信用交存申请表就可以了，有买房合同就可以贷款他们给你核算贷款数额，无论你的用途不过你商品房的公积金贷款没有还清的情况下是不能再用公积金贷款装修的公积金贷款不能同时用于多项地方只限一项一用，我的同学在住房公积金上班，我想他打听他告诉我的应该错不了。

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