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房产成交价格怎样看？二手房的成交价和报价究竟有多大差别？

房产成交价格怎样看？二手房的成交价和报价究竟有多大差别？

浏览：39次 | 提问时间： 07-20 04:13

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4个答案

初恋情人 07-20 04:14

题主好！看您买的是一手房还是二手房。一手房，首套的话，首付是成交价的7成。二套的话，首付是成交价的5成。假如买的是二手房，首套的话，首付是成交价-评估价的7成税费和中介费。二套的话是成交价-评估价的5成税费和中介费。期望能帮到您。价格整合自网络请自行核实。

我百毒不侵却怕她入你心 07-20 04:30

1.由于二手房的贷款额是按评估价来计算的，因此网签合同的交易价格可以写评估价。这样还能为买方节省一些税费呢，这属于合理避税，不违法。你可以和卖方协商以40万成交。
2.银行评估价就是完全依照你找的评估公司定出来的价格，通常就是成交价，但你也可以跟评估公司提要求。
3.房地产评估采取房产价格评估的市场比较法，通过对同一楼盘的在售房源的挂牌价格，以及同类型楼盘的实际销售价格进行专业处理，换算出实际某个楼盘的平均单价。
4.评估价是以市场交易价格为基础，依照一定的评估方法对房屋和市场情况作出的客观合理的价格估计。
5.两者差别也不会太离谱，评估价通常是房屋成交价的七八成。扩展资料：一套二手房的评估价，往往由以下几个因素来共同决定：
一、主观因素
1、房屋户型，房屋使用率越大，评估价越高，“三小”户型(小厅、小厨、小卫)的二手房在评估价上会扣减10%上下；
2、房屋楼层，塔楼：中间层＞高层＞底层；板楼：中间层＞1层＞5、6层，若1层为基准价，2层和6层则会在此基准下减3%，3层和4层会增加3%，若是楼顶就会减5%；
3、房屋的使用年限会影响价格的评估，房屋使用年限长，房龄大，估价较低，使用年限越短，房龄越小，估价则较高；
4、房屋朝向，塔楼：东南＞西南＞双南＞东向＞西向＞西北＞北；板楼：南北＞双南＞东西＞东向；除此之外，房屋的面积、装修、物业等都可以直接或者间接影响房屋的评估价的高低。
二、客观因素
1、地理位置，房屋所处的位置不同，价格就会有所不同。交通方便，距离市中心较近的位置价格自然高；
2、市场行情，房屋评估值受市场影响比较大，通常情况下，假如某区域房价持续上涨，银行就会依照市场行情，调整房屋每平米估值上限，从而达到与市场价格协调的目的；
3、前景规划，城市的未来发展影响着房价的走向，同时也影响着银行对房屋的评估值的高低；
4、购买者心理，购房者的偏好及交易心态对二手房的评估价格也有一定影响，假如购房者普遍偏爱某一区域的房屋，或者某区域急于买房的人较多，那么，供求关系的影响下，这些房屋的评估价格在一定程度上也会提高。

怎敢扰情兽是你给的字眼 07-20 04:39

依照税法和房地产法的规定，二手房需要评估后交税，当成交价格低于评估价时，营业税、个税、契税等都是按照房管局评估价格缴纳。二手房交易的费用有这些：
（1）买方二手房税费
1、交易服务费：建筑面积（平方米）×3元
2、交易印花税：成交价或评估价（高者）×0.05%
3、契税：成交价或指导价（高者）×1.5%，商用用房或大于144平米的税率为3%；
4、产权转移登记费：80元
（2）卖方二手房税费：
1、个人所得税：成交价或评估价（高者）×1%，房改房自用满五年，且是唯一生活用房的免征
2、交易服务费：建筑面积（平方米）×3元
3、交易印花税：成交价或评估价（高者）×0.05%
4、土地出让金：成交价或评估价（高者）×1%
5、营业税及附加税：成交价或评估价（高者）×5.5%，房产证或购买时契税完税证未满五年

最美遇见你 07-20 04:47

商住两用，通常产权是50年的.税费和普通楼房是一样的！二手房买卖的税费（不过5年）个人所得税＝成交价×1％；契税＝成交价×1.5％（140平米以上的3％）；营业税＝成交价×5.5％

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