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问一下各位，现在的二手房价一般首付要多少钱？

问一下各位，现在的二手房价一般首付要多少钱？

浏览：41次 | 提问时间： 07-20 05:11

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2个答案

外人 07-20 05:12

一、首付：现在买房很多是分期付款，分期付款买房是指买房的时候你不需要全额付款，只需要交一部分的钱就可以取得房屋的使用权，剩下的钱只要在规定的年限中付清就可以了。那么第一次交的那部分房款就是首付。新房和二手房的贷款首付不同，2手房首付通常就按房子全款的1/2准备就行，新房接近是房款的20%。
二、首付的计算方法分期付款买房的首付最低付款通常是30%，新房也是，不太少数楼盘为了吸引更多的客户，做到了20%，开发商要求你到指定的银行才会放款，或者地段较好的小户型也可以低点首付。二手收房的话，指的是房子评估值的30%，可能评估值比你的交易值要低，那么你的首付就比30%的总房款要多，二手房交易本身的费用是不在房价里面，尽量准备多点现金好安排事情。

大萌少女> 07-20 05:29

现在二手房通常都还是首付为房价的40%；现在有些新房首付为30%。

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问一下各位，现在的二手房价一般首付要多少钱？

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问一下各位，现在的二手房价一般首付要多少钱？