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问问，现在国内二手房过户及公积金贷款基本流程是什么？

问问，现在国内二手房过户及公积金贷款基本流程是什么？

浏览：106次 | 提问时间： 07-20 05:11

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3个答案

小三对不起我没看好他 07-20 05:12

分期付款就成为二手房交易中最为常见的做法。即签订合同后，买方先支付给卖方一定比例的首付款，待过户后再支付尾款。二手房商业贷款流程而支付尾款又因买方是采用“全款”还是“贷款”而不同，采用全款支付的，过户后，买方直接交现金或用转账的方式支付给卖方;若需要贷款的，则需在签订《房屋买卖合同》后，申请商业贷款或公积金贷款，抑或是组合贷款的，待过户完毕后，银行凭契税发票或房屋所有权证将款划至卖方账户。

给你快乐 07-20 05:29

二手房组合贷款买卖的所有交易流程：签约→付定金→网上备案→付首付→资金监管→过户→交税→出证→评估→公积金贷款申批→商贷申批→公积金放款→商贷放款→交接期望以上资料能帮助到你。题主觉得我回答得好就采纳吧。

我的心不大 07-20 05:37

现在好像是不行了，银行已经取消这种做法了，需要把贷款还完，在过户。女方也可以再贷款买二手房。

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问问，现在国内二手房过户及公积金贷款基本流程是什么？

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