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已经申请了住房公积金贷款的话,还能申请公积金装修贷款吗？

最新问题

你好，请教一下：房屋所有权登记费要多少钱？有谁了解，谢谢！二手房过户现在还需要哪些费用？请问有哪位大神知道，谢谢！公积金补缴一年费用，这补缴的费用可以用于住房贷款吗？我的房产证丢失准备去补办想问下需要多少费用？新商铺出售现在需要办理不动产权证吗费用是多少？农村房产证过户流程是怎么样的，有没有人了解？我想在房产证上去名字流程和费用是怎样的？父亲想把房子过户给儿子，那种方式最省钱？大概多少钱？了解的说一下房产证不到两年都有什么费用？都来说一下产权人过户给产权共有人费用如何划算？想要请教一下这小区物业交房流程是什么要注意什么呢？问问产权证如何办，后期有无费用？有人清楚吗？父母过户房子给子女的费用有哪些？有谁了解，谢谢！问一下房产证上加名字，费用需要多少？具体的办理流程是多少？问一下大家，现在国内的公积金贷款费用要多少？谢谢！

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已经申请了住房公积金贷款的话,还能申请公积金装修贷款吗？

浏览：46次 | 提问时间： 07-20 05:11

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4个答案

是我在做多情种 07-20 05:12

住房公积金停缴以后是不可以申请个人住房公积金贷款的。欠缴3个月以上(含3个月)的单位暂停受理住房公积金个人住房贷款申请。停缴公积金将无法申请公积金贷款。对已经申请了公积金贷款的借款人，按照住房公积金委托贷款合同约定，住房公积金贷款借款人连续三个月或累计六个月不按时足额缴存住房公积金的，公积金管理有权解除贷款合同，要求借款人提前还清住房公积金贷款

我只拥你 07-20 05:29

题主好！现在公积金贷款已经不能申请了,只有部分银行还有一些房屋装修贷款的产品,以前上海地区倒是可以申请公积金做装修的,最近几年已经不行了。

多么痛的领悟 07-20 05:37

题主好，上海公积金不可以贷款装修，由于上海无住房公积金贷款,无提取住房公积金归还贷款委托的，现在公积金贷款已经不能申请了，以前上海地区倒是可以申请公积金做装修的,最近几年已经不行了。

记取 07-20 05:45

这个还用问吗，没人阻挡你使用公积金贷款的，实际上公积金的存在就是鼓励你们多买房的；二套房当然也是可以申请公积金的额度来的，不过应该知道我们的公积金的额度是不一样的，二套房的要高很多起码三成吧；公积金贷款只要符合以下条件就可以申请了：
（1）只有参加住房公积金制度的职工才有资格申请住房公积金贷款，没有参加住房公积金制度的职工就不能申请住房公积金贷款。
（2）参加住房公积金制度者要申请住房公积金个人购房贷款还应该符合以下条件：即申请贷款前连续缴存住房公积金的时间不少于六个月。
（3）配偶一方申请了住房公积金贷款，在其未还清贷款本息之前，配偶双方均不能再获得住房公积金贷款。
（4）贷款申请人在提出住房公积金贷款申请时，除应该具有较稳定的经济收入和偿还贷款的能力外，没有尚未还清的数额较大、可能影响住房公积金贷款偿还能力的其他债务。
（5）住房公积金贷款申请人应当有相当于购买住房价格的20％或以上的自筹资金（各地规定各不相同）
（6）住房公积金贷款申请人应同意办理贷款担保。（可以使用公积金余额担保）你的情况应该是符合贷款的条件的。其实你可以打电话到你们当地的公积金管理中心咨询一下，那样才是最正确的做法，由于公积金贷款有地区差异的。

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