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宜昌公积金贷款装修怎么申请？有人知道该怎么处理啊

宜昌公积金贷款装修怎么申请？有人知道该怎么处理啊

浏览：56次 | 提问时间： 07-20 05:11

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3个答案

castle城堡 07-20 05:12

第一，具有宜昌行政区域内的常住户口或有效居留身份证明的职工；第二，申请时已连续一年以上正常缴存住房公积金，并没有支取公积金用于支付宜昌购房首付款，同时无公积金贷款余额；第三，具有宜昌购买住房的合同或协议，且首期付款金额至少所购住房价值的30%；第四，在宜昌有较稳定的职业及经济收入，具备相应的贷款偿还能力，个人信用良好；第五，有宜昌公积金中心认可的资产作为抵押或质押，或有足够代偿能力的单位作为保证人；第六，宜昌公积金中心规定的其它条件。

梦与岛 07-20 05:29

题主好！宜昌公积金装修贷款申请条件有这些：(1)6个月(含6个月)以上，可申请住房公积金贷款。对曾经在异地缴存住房公积金，在现缴存地不满6个月的，缴存时间可合并计算。
(2)在全市范围内异地购房的职工，可凭缴存住房公积金证明及无住房公积金贷款证明，在购房地住房公积金管理机构申请住房公积金贷款，也可在缴存地住房公积金管理机构申请住房公积金贷款。在计算住房公积金贷款年限时，女职工退休年龄按55周岁核定，男职工退休年龄按60周岁核定，国家规定退休年龄大于核定标准年龄的，按国家规定退休年龄核定。对还款压力大的职工，贷款年限可延长3到5年。
(3)职工或配偶购买第二套改善性住房，申请住房公积金贷款时，首付款比例按至少购房首价的30%确定。第二套改善性住房贷款或办理过住房公积金贷款再次办理的，贷款利率按基准利率的1.1倍执行。

我想去见你 07-20 05:37

宜昌公积金贷款条件是：
(1)有宜昌区域户籍;
(2)在宜昌区域内缴存住房公积金;
(3)在与中心签定了《异地贷款互贷互认合作协议》的住房公积金管理机构缴存了住房公积金。

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