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长沙市公积金贷款装修房子怎么申请？谁有费用的详细类目表呢

长沙市公积金贷款装修房子怎么申请？谁有费用的详细类目表呢

浏览：56次 | 提问时间： 07-20 05:11

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若是凉夜已成梦 07-20 05:12

2015，长沙楼市新政频出，二套房首付两成、契税减半、取消限购……这些政策无不利好，除此之外，今年长沙买房还有哪些政策，小编加班加点做了最全整理，准备买房的市民请果断收藏！
1、长沙二套房契税4%个人购买普通住房（建筑面积在144平米及以下），且该住房属于家庭（成员范围包括购房人、配偶以及未成年子女，下同）唯一住房的，减半征收契税。对个人购买90平方米及以下普通住房，且该住房属于家庭唯一住房的，减按1%税率征收契税。
2、长沙公积金购二套房首付两成据长沙住房公积金管理中心消息，长沙市二套房首付比例新政已落地。拥有1套住房（未超过120平方米）并已结清公积金贷款的，二套房公积金贷款最低首付款比例降至20%。
3、异地购房可申请公积金贷款湖南省住房和城乡建设厅发布“湘五条“，指出住房公积金缴存人在缴存地以外的省内其他市州购买自住住房的，可向购房所在地住房公积金管理中心申请住房公积金贷款。
4、长沙购绿色建筑等三类房可获补贴长沙市政府办公厅5月19日印发《关于促进房地产市场平稳健康发展的通知》，据通知，即日起，二手房交易个人所得税核定征收税率下调至1%;在长沙购买绿色建筑、产业化住宅、全装修普通商品住宅，可按60元/平方米标准获得补贴。长沙县、望城区、浏阳市、宁乡县可参照执行。
5、长沙及湖南公积金贷款利率再下调0.25%按照央行要求，湖南省直单位住房公积金管理中心、长沙市住房公积金管理中心同步下调了住房公积金贷款利率，其中：五年以下(含五年)贷款利率下调至3%，五年以上贷款利率下调至3.5%。
6、湖南省直公积金最高贷60万职工在长沙地区(含长沙市区和长浏宁)购房，申请公积金贷款上限为60万元;支持自住及改善性住房需求，公积金贷款成数(即贷款额度占房产价值的比例)至少提高一成。
7、长沙限购取消90平以下户型随便买长沙限购取消之后，90平以下户型销售将不受限。
8、湖南明年初颁发第一批不动产权证书长沙浏阳市、常德澧县、怀化芷江三个不动产登记试点市县确保明年初颁发第一批不动产权证书，为全省统一推进提供可复制、可推广的经验。
9、长沙二手房减税二手房住房交易个人所得税核定征收税率依法由1.88%调至1%。以上是2015长沙买房政策最新最全整理，期望对您购房有用。

可识故人颜 07-20 05:29

从5月3日起,在广州缴存公积金可在长沙贷款购房。记者从广州市住房公积金中心获悉,在广州缴存住房公积金的长沙市户籍职工,可到长沙申请公积金贷款购房,并提取公积金用于偿还贷款。据悉,互贷对象仅针对未使用过公积金贷款或者首次贷款已经结清的职工。意味着,长沙在佛山、珠海、惠州、江门、中山、东莞、肇庆和清远之后,成为第9个可以和广州互贷公积金的城市。

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