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装修申请公积金贷款怎么做？都包括了哪些项目呢？_其他_设计456问答
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装修申请公积金贷款怎么做？都包括了哪些项目呢？
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装修申请公积金贷款怎么做？都包括了哪些项目呢？
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提问时间： 07-20 05:11
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3个答案
可以用于装修。公积金装修贷款是使用公积金贷款用于房屋装修，享用公积金贷款利率的一种贷款产品，但申请贷款前六个月正常连续缴存当地住房公积金;
题主好，房屋装修贷款可以在当地的银行办理贷款，或者向当地用住房公积金贷款。装修贷款常见的方式有：以房屋或其他资产做抵押向银行申请装修贷款；信用贷款；质押贷款；用信用卡装修分期付款。
可以提取个人公积金用于房屋装修，但不能申请公积金贷款。公积金贷款是在你的公积金余额不足以购买商品房时，用房屋做抵押担保，向公积金管理中心的借款行为。公积金贷款只有在购买、建造、大修、翻建时获得贷款申请批准；除了房屋装修以外，以及十多项可以合法提取自己的公积金进行使用。期望我的回答对您有用。
