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南京装修公积金贷款怎么申请？怎样装修比较省钱？

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南京装修公积金贷款怎么申请？怎样装修比较省钱？

浏览：43次 | 提问时间： 07-20 05:11
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3个答案
我惧光 07-20 05:12

方法
一：住房公积金装修贷款个人缴存公积金需达到一定要求，才可向银行申请。方法
二：信用卡分期装饰公司与银行有合作，满足这个条件，方可以申请信用卡分期。方法
三：电商类装修贷款去官方网站申请办理。但现在设计456只在深圳试点，任性美家只在南京、广州试点，全国范围并不普及。方法
四：抵押贷款需要拿财产作抵押，办理程序复杂，周期长。方法
五：消费贷款只要工资流水达标、个人信用良好，各大银行、小贷公司都有此类业务可供办理。

我怕最后嫁给时光 07-20 05:29

公积金装修贷款南京的条件，贷款人须有当地城镇常住户口或有效居留身份，自申请之日向前推，连续足额缴存住房公积金12个月以上，有符合法律规定的购房、建房、大修自住住房的合同。

messy遗置角落的念 07-20 05:37

南京公积金贷款办理流程：
1、借款人提供申请表和所需的材料给贷款银行;
2、贷款银行对借款申请受理;
3、贷款银行初审;
4、贷款银行复审;
5、公积金管理中心审核;
6、借款人办理贷款抵押相关手续;
7、贷款银行发放贷款。

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