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房产证抵押贷款费用多吗？是否要有贷款的具体信息呢？哪位知道详细情况啊

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问一下公积金怎么贷款哪位知道详细情况啊我想办理房产证抵押贷款，如何办理谁知道具体的数目啊集体土地使用权能抵押贷款吗没理解这块哪位知道具体的情况啊无房产证可以抵押贷款吗哪位知道是什么情况啊关于公积金贷款业务咨询哪位知道具体的情况啊问问农村房屋产权可以贷款吗哪位知道具体的情况啊哪位说说贷款买房有产权证吗谁知道具体数目啊有哪位晓得土地使用证如何贷款哪位告诉我详细情况啊贷款买的房子，房产证能拿到吗还是银行拿着啊哪位知道该如何操作啊问一下哪个清楚小产权不能贷款吗哪位知道详细情况啊集体房产证能贷款吗有人知道详细情况吗按揭贷款是用房产证抵押吗谁知道具体是多少啊哪位清楚深圳小产权怎么贷款谁知道具体是多少啊弱弱的问一下房产证抵押贷款好办吗有人知道如何查询啊南宁房产过户流程哪位了解详细情况啊上海宝山纯公积金贷款问题及产证证的领取哪位知道具体的情况啊抵押贷款的费用哪个可以买小产权可以贷款吗谁知道具体的数目啊房屋抵押贷款需要土地使用证吗有人知道详细情况吗外地户口在北京能买二套吗首套用的公积金贷款哪位知道具体的情况啊

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房产证抵押贷款费用多吗？是否要有贷款的具体信息呢？哪位知道详细情况啊

浏览：42次 | 提问时间： 07-21 08:51
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2个答案
倾城半开半妩媚 07-21 08:52

小产权房屋抵押贷款是不行的，因为房屋抵押要三证即土地证，房产证，契证，你的房屋没有只有房产证，甚至有的连房产证也没有，只有一个村集体的综合土地证，你的房屋土地是集体的，集体的东西你怎么能去抵押贷款呢。

心无涯 07-21 09:01

你好，没有房产证不可以做抵押贷款，房屋抵押贷款的必备条件就是必须要有房产证，一般房产证贷款的具体申请材料有：
1、房产证（房屋抵押银行贷款中房产证、土地证是必须要给银行抵押的）
2、权利人及配偶的身份证
3、权利人及配偶的户口本
4、权利人的婚姻证明(结婚证或民政局开具的未婚证明)
5、收入证明（这个证明对房屋抵押银行贷款的贷款成功情况以及，最高的额度有比较大的影响。）
6、如房产证权利人有未成年儿童,请提供出生证
7、如房产内还有银行贷款,请提供原贷款合同及最后一期的银行对帐单为提高房子抵押贷款通过率,请尽量多的提供家庭其他财产证明,(如另处房产证、股票、基金、现金存折、车辆行驶证等等)

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