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成都买房子贷款流程有没有人晓得？利率是多少哦

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成都买房子贷款流程有没有人晓得？利率是多少哦

浏览：41次 | 提问时间： 07-21 09:02
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3个答案
败给我以为 07-21 09:03

1、初审：由住房资金管理中心对申请人提交的材料进行初步审查，包括申请人资格、贷款额度、贷款期限，初审合格以后，由中心出具《抵押物审核评估通知单》。
2、评估：申请人持《抵押物审核评估通知单》到中心指定的评估机构，对所购买的房屋价值进行评估。经济适用房不需要评估。
3、审核：申请人持评估机构出具的《评估报告》以及中心要求的初审材料到中心进行贷款审核。如果合格，中心开具《住房资金管理中心担保委托贷款调查通知单》。

梦钟他 07-21 09:12

以前你买房子的时候贷过款的，如果现在你买房子要贷款的话算第二次房贷（不管你现在名下有没有房子）或者你名下有一套房子的（没贷过款）现在你还要买一套，也算你第二次房贷

最后你不也还是走了 07-21 09:20

政府的意思就是让你用公积金贷款去买房子，别存了，没有利息

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