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问问惠州房屋装修贷款最多几年？首付是多少

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问问惠州房屋装修贷款最多几年？首付是多少

浏览：25次 | 提问时间： 07-21 09:02
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4个答案
陌离 07-21 09:03

惠州贷款买房条件如下：
（1）惠州市户籍居民：夫妻双方及其未成年子女在惠州市所拥有的房屋的套数不超过2套（不含2套）。
（2）非惠州市户籍居民：
1.最近年两连续13个月以上连续的医，保社，保缴纳纪录。
2.夫妻双方及其未成年子女名下在惠州市均没有任何物业

不爱又何必纠缠 07-21 09:11

以下是房屋抵押贷款的最多几年的查询房屋抵押贷款最多能贷款30年。
1、商品住宅的抵押率最高可达70%;
2、写字楼和商铺的抵押率最高可达60%;
3、工业厂房的抵押率最高可达50%;
4、最长期限可达30年;抵押包括商铺、办公楼、住宅、别墅、厂房、仓库等的

无爱一身轻 07-21 09:20

大庆市商业银行个人房屋装修贷款办理详细流程细节介绍：申请人条件
(1)具有完全民事行为能力;
(2)有大庆市常住户口或在大庆市拥有自有产权房或在大庆市就业;
(3)有证明用途的材料,《装修合同》。
(4)有正当职业和稳定的收入来源，具备按期偿还贷款本息的能力;
(5)在贷款人处开立活期储蓄帐户;
(6)贷款人规定的其他条件。贷款额度、期限、利率个人房屋装修贷款额度最高不得超过借款人装修所需款项的80%。单笔贷款一般为5万元，最多不超过100万元。贷款期限最长不超过5年。个人房屋装修贷款利率按照中国人民银行公布的利率执行,在合同期内采取固定利率。

佯装坚强 07-21 09:28

所谓装修贷款，就是用于房屋装修或者购买建材、家具、家电等大宗消费品，客户再通过分期还款的方式按时归还银行贷款的一种消费信用贷款，申请装修贷款的流程很简单
1.提供必要的资料：借款人及其配偶身份证、婚姻证明、户口、收入证明、近半年银行流水、房产证明（房产证、买卖合同、抵押合同、借款合同）
2.资产证明（汽车行驶证复印件、房产证/购房合同复印件、存款证明）
3.像贷款公司或者银行提出贷款申请
4.签订贷款服务合同
5.贷款抵押登记
6.发放装修贷款
7.进行贷款还款装修贷款是最近几年才推出的贷款服务产品，业界专业做的，如重庆钢运房产旗下贷款超市

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