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请问质押房产证流程是怎样的？银行有规定吗？

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铁岭办房产证流程哪个懂得？需要什么手续办理呢？石家庄回迁房房产证怎样才能办理？需要哪些费用？房改房办房产证怎样办？办理的流程是否和二手房一样呢？安置房房产证办理流程具体是什么来的呢？有哪位能说说看房产证变更名字费用要多少？亦庄商住两用房在谁网上买较好？需要什么流程？问问一下，委托按揭公司的人去领房产证可以吗？要怎么做？房子抵押房产证流程是怎样的？求告知？求懂得农村房产证的办理流程，要带什么呢？北京无房产证明哪个清楚是在哪里开？办理流程是？北京房产证更名怎样办理？有什么费用需要交纳？工业产品生产许可证代办流程是怎样的呢？房产证更名流程有哪些啊？需要交纳什么费用呢？他项权证登记费该哪个交？一般交多少钱？哪个可以告诉我房产证办理流程及各项费用？

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请问质押房产证流程是怎样的？银行有规定吗？

浏览：39次 | 提问时间： 07-21 09:04

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4个答案

七瑾 07-21 09:05

不是自己的房产证是不能办理抵押贷款的，房产抵押贷款流程如下：基本条件：
1、具有中华人民共和国国籍和完全民事行为能力的自然人;
2、持有有效的身份证明文件;
3、具有稳定、合法的收入来源;
4、抵押房产有房地产证，产权明晰，可上市流通;
5、银行规定的其他条件;具体程序：
1.贷款人委托本公司办理贷款手续，提交相应的贷款所需资料；
2.办理抵押、质押、物押的评估报告；
3.向贷款银行提交贷款申请表，签订贷款合同及各类协议书，并办托公证、保险等手续；
4.银行审批；
5.房产局作抵押登记，办理它项权利证；
6.银行确认，发放贷款。

硬撑灬丨 07-21 09:13

1、可以变更名字。去银行问一下房产证是否已经办下来，一般都在银行扣押。已经办下来的话只能等还掉贷款后再换证，没有办下来可以找银行和房产公司提供离婚协议办理新证。
2、男方出轨如果你有证据的话他的公积金就是你的了，法律有规定的。没有证据的话就需要归还他的钱了。只要财产分割清楚可以只有一个人的名字。
3、不需要起诉，只要离婚协议和离婚证足矣。只要去银行办理一下还贷手续就可以了。

Amor 07-21 09:21

安置小区只要有房产证是能贷款和买卖的。楼上的懂不懂啊，人家有房产证了好不好，土地证是次要的，有当然最好。房产证也叫产权证好不好。你如果要贷款可以到房产管理处或房产局去咨询一下，也可以到银行去问一下，贷款的流程和需要的相关手续。希望可以帮到你。

惹人爱 07-21 09:29

先看一下你的购房合同，会约定房产证办理的期限。房产证到手的时间也分两种情况：
一、购买期房如果购房合同中没有约定，应当在房屋交付后三个月内办证；
二、购买现房如果购房合同中没有约定，应当在合同签订后三个月内办证。房产证领取流程
1、按揭购房的房产证一般按照房屋买卖合同规定由开发商负责办理；
2、房产证办出来后，原件通常押在银行；
3、等借款人还清银行贷款后就可以从银行拿回房产证；
4、拿证的时候还要让银行解除抵押登记。希望能帮到你

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