array(3) {
["data"] => array(20) {
[0] => array(11) {
["tagname"] => string(24) "申请流程是怎样的"
["inlink"] => int(0)
["addtime"] => string(10) "1600480630"
["tagid"] => int(1380113)
["id"] => string(7) "1380113"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503957884665885)
["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1380113"
["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1380113"
}
[1] => array(11) {
["tagname"] => string(21) "申请房贷的流程"
["inlink"] => int(0)
["addtime"] => string(10) "1598923399"
["tagid"] => int(850341)
["id"] => string(6) "850341"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503939767369754)
["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/850341"
["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/850341"
}
[2] => array(11) {
["tagname"] => string(48) "临安房产过户流程是怎样的哪位知道"
["inlink"] => int(0)
["addtime"] => string(10) "1599534201"
["tagid"] => int(1247629)
["id"] => string(7) "1247629"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503952649125890)
["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1247629"
["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1247629"
}
[3] => array(11) {
["tagname"] => string(51) "海口暂住证办理流程是怎样的哪位知道"
["inlink"] => int(0)
["addtime"] => string(10) "1599534201"
["tagid"] => int(1247712)
["id"] => string(7) "1247712"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503952651223069)
["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1247712"
["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1247712"
}
[4] => array(11) {
["tagname"] => string(18) "申请房贷流程"
["inlink"] => int(0)
["addtime"] => string(10) "1594371558"
["tagid"] => int(480681)
["id"] => string(6) "480681"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503927172923402)
["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/480681"
["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/480681"
}
[5] => array(11) {
["tagname"] => string(18) "房贷申请流程"
["inlink"] => int(0)
["addtime"] => string(10) "1594371661"
["tagid"] => int(500051)
["id"] => string(6) "500051"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503927743348751)
["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/500051"
["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/500051"
}
[6] => array(11) {
["tagname"] => string(39) "诸暨二手房贷款流程是怎样的"
["inlink"] => int(0)
["addtime"] => string(10) "1599534045"
["tagid"] => int(1195928)
["id"] => string(7) "1195928"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503950866546690)
["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1195928"
["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1195928"
}
[7] => array(11) {
["tagname"] => string(39) "宿迁二手房贷款流程是怎样的"
["inlink"] => int(0)
["addtime"] => string(10) "1599534045"
["tagid"] => int(1196025)
["id"] => string(7) "1196025"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503950868643872)
["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1196025"
["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1196025"
}
[8] => array(11) {
["tagname"] => string(39) "慈溪二手房贷款流程是怎样的"
["inlink"] => int(0)
["addtime"] => string(10) "1599534045"
["tagid"] => int(1196119)
["id"] => string(7) "1196119"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503950871789596)
["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1196119"
["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1196119"
}
[9] => array(11) {
["tagname"] => string(27) "二手房贷款申请流程"
["inlink"] => int(0)
["addtime"] => string(10) "1598923399"
["tagid"] => int(857298)
["id"] => string(6) "857298"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503939963453457)
["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/857298"
["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/857298"
}
[10] => array(11) {
["tagname"] => string(54) "杭州公租房申请流程是怎样的,如何申请"
["inlink"] => int(0)
["addtime"] => string(10) "1599530139"
["tagid"] => int(1179141)
["id"] => string(7) "1179141"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503950311849998)
["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1179141"
["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1179141"
}
[11] => array(11) {
["tagname"] => string(48) "北京居住证办理申请的流程是怎样的"
["inlink"] => int(0)
["addtime"] => string(10) "1599530139"
["tagid"] => int(1188114)
["id"] => string(7) "1188114"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503950619082764)
["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1188114"
["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1188114"
}
[12] => array(11) {
["tagname"] => string(42) "南京申请装修贷款流程是怎样的"
["inlink"] => int(0)
["addtime"] => string(10) "1599534045"
["tagid"] => int(1200353)
["id"] => string(7) "1200353"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503951007055885)
["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1200353"
["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1200353"
}
[13] => array(11) {
["tagname"] => string(51) "哪个清楚居住证补办申请流程是怎样的"
["inlink"] => int(0)
["addtime"] => string(10) "1599534045"
["tagid"] => int(1206855)
["id"] => string(7) "1206855"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503951224111127)
["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1206855"
["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1206855"
}
[14] => array(11) {
["tagname"] => string(45) "北京保障房申请查询流程是怎样的"
["inlink"] => int(0)
["addtime"] => string(10) "1608597460"
["tagid"] => int(7611651)
["id"] => string(7) "7611651"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703504169497788446)
["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/7611651"
["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/7611651"
}
[15] => array(11) {
["tagname"] => string(36) "买房贷款详细流程是怎样的"
["inlink"] => int(0)
["addtime"] => string(10) "1608629480"
["tagid"] => int(7729169)
["id"] => string(7) "7729169"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703504173122715676)
["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/7729169"
["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/7729169"
}
[16] => array(11) {
["tagname"] => string(24) "二手房贷款的申请"
["inlink"] => int(0)
["addtime"] => string(10) "1598923399"
["tagid"] => int(856436)
["id"] => string(6) "856436"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503939938287646)
["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/856436"
["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/856436"
}
[17] => array(11) {
["tagname"] => string(54) "北京申请办理工作居住证的流程是怎样的"
["inlink"] => int(0)
["addtime"] => string(10) "1599534045"
["tagid"] => int(1207609)
["id"] => string(7) "1207609"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503951250325510)
["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207609"
["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207609"
}
[18] => array(11) {
["tagname"] => string(24) "住房贷款申请流程"
["inlink"] => int(0)
["addtime"] => string(10) "1598924352"
["tagid"] => int(1013711)
["id"] => string(7) "1013711"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503944431435784)
["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1013711"
["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1013711"
}
[19] => array(11) {
["tagname"] => string(24) "购房贷款申请流程"
["inlink"] => int(0)
["addtime"] => string(10) "1598923399"
["tagid"] => int(857441)
["id"] => string(6) "857441"
["depart"] => string(1) "0"
["updatetime"] => int(0)
["status"] => int(99)
["_version_"] => int(1703503939967647750)
["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/857441"
["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/857441"
}
}
["counts"] => int(702007)
["pagecount"] => float(35101)
}

10秒装修报价 装修要花多少钱?获得精准报价,省钱30%
168211
元
材料费:77201元
人工费:86544元
设计费:1760元
质检费:2706元
符合规定的二手房贷一般7个工作左右即可出审批结果,流程如下:
1、买卖双方商议好房价签好合同后需要带着身份证明、房权证、土地证或复印件、户口本、结婚证、买卖合同、过户确权审批表等到房管部门先网签,之后到银行签订贷款合同、申请贷款;
2、带着上述材料到房管部门税务部门办理产权过户登记和缴纳税费手续,取得产权证,之后和银行信贷人员一起办理抵押登记,到银行支取贷款。
1.递交材料,提出申请
买卖双方带齐相关材料,前往银行。领取并填写二手房个人借款申请表,填完后将所有材料交给工作人员审阅。
工作人员会就材料做出初步评估,给出大致贷款额度和年限。最后三方约定时间,由银行联系指定的房地产评估机构前去验房做评估。
2.评估
根据约定时间,房地产评估机构到房源处进行评估。完成后,评估机构向银行出具评估报告。这一阶段耗时会依据约定情况而定,一般3-5个工作日内即可完成。交易方需交纳500元评估费。
3.银行审批
银行对贷款申请人的资质进行审核,符合条件后,银行根据房屋评估价格,综合贷款人的资质进行贷款额度、期限等方面的审批。审批过程一般在5个工作日左右,但民生银行中关村支行与贷款审批部门在同一个写字楼办公,报批速度快,每单业务审批时间1-2天即可完成。
4.交首付,办理过户
审批通过后,买方向卖方支付房屋首付款。然后买卖双方及银行工作人员到房地产交易所,凭首付款证明、银行出具的按揭申请审查承诺函等材料办理房屋产权过户。过户当天便可完成,买方再等待20个工作日左右可以领取房产证。
5.??办房产抵押登记、保险手续,银行放贷
买方领到房产证后,办理房产抵押登记和保险,保险费2000元左右。然后,办理贷款发放手续,银行便向卖方账户存入房款,买方则开始依照合同按期偿还本期。
以上价格来自于网络,仅供参考。
??1、买卖双方商议好房价签好合同后需要带着身份证明、房权证、户口本、结婚证、买卖合同、过户确权审批表到房管部门网签后交付房款,到银行申请房贷;之后到房管部门测绘公司申请测绘,出具新的测绘图;
2、双方带着(1)所述材料,到房管部门和税务部门委托的评估公司申请评估;评估公司受理后按评估程序对所委托评估房屋出具评估报告,缴纳评估费。
3、双方带着(2)所述材料,到税务部门申请缴纳契税;税务部门受理后认真审核,出具契税单,缴纳契税;申请缴纳(或减免)营业税、个税,税务部门受理后认真审核,符合规定的出具纳税单(免税单);
4、双方带着(3)项材料到房管部门申请办理,房管部门审批核准后,办理抵押贷款,到银行支取贷款。
由上面流程可见。需要过户千申请贷款,过后后抵押贷款。