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贷银行30万房贷供20年单单还银行利息多少钱？

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贷银行30万房贷供20年单单还银行利息多少钱？

浏览：40次 | 提问时间： 07-21 09:20
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4个答案
别担心 07-21 09:21

18万房贷10年还清最划算一般来讲：月供最好不要超过家庭总收入的40%。新房最多可贷30年，二手房一般最多是20年（也有部分银行可以做到25年）。贷款额决定后,月供越多,供的年数越少,月供越少,供的年数越多,相对利息也越多。

爱人不遇 07-21 09:29

这个要计算房贷月供多少钱，除了要知道贷款金额、期限外，还需提供贷款利率、还款方式等信息。假设以首套房贷款利率9.7折、等额本息来算的话，30万房贷20年还清，月供为月均还款：2060.27元支付利息：194465.91元还款总额：494465.91元

如果之后 07-21 09:37

贷款银行有一个大概的格式.现在基准利率又下调了,以前的是,贷一万,贷20年,月供76元,15年87元,10年98.5元,5年114元.，现在也少不了多少,大概就是两三快钱的样子了.就按照你贷多少钱,贷多少年,直接乘就可以了,一般住房贷款都是5年,10年,15年,20年的.等额本息还款方式还款额的计算公式如下：每月还款额

逗比惹人爱 07-21 09:46

借款本金×月利率×(1＋月利率)还款总期数／（(1＋月利率)还款总期数-1）

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