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用公积金贷款买二手房的流程是什么？有什么值得注意的

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用公积金贷款买二手房的流程是什么？有什么值得注意的

浏览：31次 | 提问时间： 07-21 09:28
用公积金贷款买二手房的流程是什么？
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6个答案
四字情书 07-21 09:29

你好，公积金买二手房价格上面没有太多的优惠，就是可以用公积金贷款，住房公积金购买二手房所承担的税费是很重的，是按成交价来打税的，所以税费比商业要多很多，但是利率却要低很多。

没完 07-21 09:37

简单版：签按揭合同

无人供我依赖 07-21 09:46

>递件

我是薄荷我心凉% 07-21 09:54

>交税

弦音如梦 07-21 10:02

>放款

随遇而安 07-21 10:10

>取房产证
/
复杂版:查册（查询物业产权情况）——签合同——签银行贷款合同——网签——银行出具同意贷款证明——公积金中心审批——公积金出具审批证明——银行出具终审同意贷款证明——递件——问税——约银行和公积金中心派代表见证过户——缴税过户——约银行和公积金中心派代表领新房产证——领新房产证——新房产证归档——约银行与公积金中心派代表做抵押登记——抵押登记——约银行与公积金中心派代表领他项权利证——领他项权利证——银行整理资料——公积金中心规模——银行整理公积金瑜贷款人资料——公积金中心对银行发出可放款通知——银行复查资料——银行排期放款——放款——约银行排期领取资料。
/
其实你可以做简单步骤，找按揭公司或者中介公司就可以了

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