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哪个比较晓得装修贷款手续费怎么算？如何收费呢

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哪个比较晓得装修贷款手续费怎么算？如何收费呢

浏览：43次 | 提问时间： 07-21 09:28

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3个答案

晚安只说给最爱的人听 07-21 09:29

根据建设银行装修贷款的规定，根据期数的不同手续费率也不一样。
12期（一年）4%；
24期（二年）8%；
36期（三年）12%。
根据当地建行政策不同略有差别。
单一借款人的贷款额度最高不超过100万元，期限最长不超过5年，利率最低应在基准利率基础上上浮10%，普通客户利率上浮一般在15%左右。
目前个人贷款时可以采取信用、抵押、保证、质押等担保方式。
个人装修贷款与“信用卡家装分期”相比，其最大的优势就是贷款完成以后，购买家装材料的自由性。
价格来自网络，仅供参考

惹人爱 07-21 09:37

您好，现在可以无抵押装修贷款，你抵押的话有一大堆担保费用等等，一般小银行都有无抵押担保的，不一定非要到四大行。除此之外，你贷款10年的利率6.8%是基准利率，如果8.7%的话利率肯定是上浮了30%，做这种抵押消费贷款肯定是要上浮的，不过上浮30%还是挺多的，何况你有抵押物。希望我的回答可以帮助到您。

是我错想逃脱 07-21 09:45

住房按揭贷款手续费一般包括抵押手续费、登记费、档案利用费等。住房按揭贷款手续费收取多少要看在哪家银行贷款，一般按揭公司的收费都在1500-2000左右；但如果在中介公司的房屋成交的按揭收费一般都会收“贷款额1.2%”的费用。

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