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买房贷款20万每月还多少钱？哪家的报价实惠一些？

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10秒装修报价 装修要花多少钱?获得精准报价，省钱30%

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买房贷款20万每月还多少钱？哪家的报价实惠一些？

浏览：36次 | 提问时间： 07-21 09:49
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4个答案
拥挤人潮 07-21 09:49

果是第一次买房，首付总房款的20%，如果是第二次买方或已多次，首付40%。我想你一定是第一次买房，首付10万。贷款10年，每月还款4103.25元。贷款20年，每月还款2483.34元。现在的利息是4.158%。购房者在买房时，会经历从签订购房合同到办理入住以及到办理房屋产权证等几个不同阶段，在每个阶段购房者该如何办理手续，以及在这些阶段是否需要花钱以及花多少钱，很多想买房的人都不是很清楚。

薄凉袭人 07-21 09:58

目前人行公布的5年期以上的贷款年利率是4.9%，按基准利率试算，在利率不变的情况下，采用等额本息还款方式还款，每月还款金额是2111.55元，采用等额本金方式，月还款额逐月递减。
若准备在招行申请贷款，贷款利率需要结合您申请的业务品种、信用状况、担保方式等因素进行综合的定价，需经办网点审批后才能确定。

猛与萌 07-21 10:06

按现有率7折算,贷20万还20年,每月1228.89元;
贷20万还15年,每月1495.46元;
按现有85折算,贷20万还20年,每月1325.44元;
贷20万还15年,每月1586.8元;
价格来源于网络仅供参考

古城白衣少年殇 07-21 10:14

首付最低30%，每月还多少就看你买的房子是多少钱的了，还款是10年还是20年。10年的每月还1000到1400，20年的还600到8
00.价格来自网络，仅供参考，请以实物为准！

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