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12万房子要首付多少钱？什么价位？

12万房子要首付多少钱？什么价位？

浏览：55次 | 提问时间： 07-21 11:41

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东方不败赢了天下没了爱 07-21 11:42

现在不是有开发商垫付首付吗，并且原来有做高房价达到少付首付或零首付的目的。实际操作是，假设真实房子总价是100万，首付30万，贷款70万。可以在合同里写130万，首付39万，贷款91万，关注，刚刚需要贷款70万，现在贷款91万，贷款多了，首付就少了，原来首付要30万，现在只要9万，你明白了吧.价格整合自网络请自行核实

罗衫轻袖舞飞扬 07-21 11:50

现在在襄阳市区买房首付按购房总价款的30%支付首付款。首付的额度依照国家当时的政策而确定。例如：3000元/平的房子，100平的房子就是30万。那么，二成首付是6万，三成首付是9万，四成首付是12万。网上报价请自行核实

虎瘦雄心在 07-21 11:58

题主好，郑州的首套房首付至少30%，二套房首付至少60%。这里说的是评估价的30%和60%。此外还要补齐与实际成交价的差额部分。比如500万的房子，评估价是450万，首付30%是450万的30%，即135万，可贷款315万，不是500万的30%。也就是说你给房东的首付款是135万再加50万共185万。别忘了还有交税的钱呢。首付款要准备足。价格来源网络，请自行核实。

summe 07-21 12:07

重庆二手房是这样的，首付银行评估价的三成（关注：银行评估价低于放假，相当于贷银行评估价的七成，意思就是代7成的钱，剩下的钱就由你付了（首付））例：你买的房子价格40万，不过银行评估只值30万，你就是要贷30万的7成

心奴独伤 07-21 12:15

21万，40-21

我只爱我 07-21 12:24

19万，19万就是你的首付款。

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