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问问，公积金只能贷款一次吗？流程怎么走？

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问问，公积金只能贷款一次吗？流程怎么走？

浏览：52次 | 提问时间： 07-21 11:41

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4个答案

执念成狂 07-21 11:42

你好我打听的情况是这样异地买房能取公积金，住房公积金只能在缴纳城市办理公积金贷款不过可以在异地提取公积金,比如一次性购房提取公积金帐户余额或者每年提取一次公积金偿还贷款，异地购买自住住房的提取住房公积金，持文件到当地住房公积金管理办理提取业务。

Promse不弃 07-21 11:50

积金贷款分为纯公积金与组合公积金贷款。假如是纯公积金贷款,提前还款分为提前部分还款和提前一次性还清,假如是提前部分还款的话,一年只能提前一次。假如是组合公积金贷款,商贷部分是只要满壹万元(依照各个银行规定略有不同)就可以提前还,而公积金部分仍然是一年只能提前还款一次。

抚心自问 07-21 11:59

还有其他房子吗要是没有其他房子还是不能用公积金贷款只能按第二套贷款首付6成

顾夫人 07-21 12:07

广州的公积金是不可以贷第二套的。只能有一次公积金贷款记录。

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