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装修合同可以贷款吗？贵不贵？

浏览：43次 | 提问时间： 07-21 11:52

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4个答案

待你我都苍老 07-21 11:52

不可以拿公积金还款，由于你做的是抵押贷款，可以拿买方合同提公积金装修，

他似梦却是命 07-21 12:01

通常情况下是可以的，由于装修合同都是统一的工商局的合同,只是要办贷款装修话需要银行和装修公司公对公的,手续费挺高的。不建议贷款

致命爱人 07-21 12:09

装修贷款挺好办的：贷款是需要装修合同的，贷款是要有用途的，不给出用途证明是不会贷款给你的，需要合同原件，但通常是审核的时候看，装修贷款的本质就是：因装修需要而贷款支付。因国家限贷期间装修贷款的利率相对较低，银行担心贷款人以装修为名义贷款后挪作他用，失去装修贷款的实质，银行要求的贷款资料里面装修合同和装修人的帐号是要件。目的就是监控付款到位，在严格的法律关系上，装修合同是有效的，付款(贷款部分)也是有效的，假如担心款支付后的遗留问题较多，在贷款时完全可以不用实际的装修合同，以知己的朋友作为装修人签订装修合同(贷款上报资料)即可，这样既保证了装修合同付款的安全性，又保证了贷款审批和提取的安全性。

我唱你丫的倾尽天下 07-21 12:17

咸宁装修贷款可以用住房公积金贷款，主要分为贷款咨询、贷款受理、办理抵押、签订合同、发放贷款五大步。在贷款前，一定要提供材料证明自己具备公积金贷款资格。

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