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说一说怎么计算公积金装修贷款额度？谁知道什么情况啊

浏览：38次 | 提问时间： 07-21 11:52
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4个答案
枉我情深不改 07-21 11:52

怎么计算公积金装修贷款额度的问题，我来就会打
公积金可以勾当贷款，并且利率是最低的，不过贷款多少额度就依照实际情况来定了，公积金的贷款度是依照四个关键来计算的。按照还贷能力计算的贷款额度；按照房屋价格计算的贷款额度；按照住房公积金账户余额计算的贷款额度；按照贷款最高限额计算的贷款额度，这些在审核之前都是不确定的，越多越高肯定是贷款越多的，期望能够帮助到您，谢谢！

亡命囚徒丧命于他腻碍 07-21 12:01

苏州装潢贷款额度有10万，公积金贷款额度计算是从贷款人的还贷能力、住房公积金账户余额和贷款最高限额等方面而确定的，

是太阳 07-21 12:09

贷款额度不高于以下计算结果和规定的最低值：
（一）按还贷能力计算的贷款额度；
（二）按借款申请人及配偶公积金账户正常缴存余额的倍数计算的贷款额度；
（三）按规定比例计算的贷款额度；
（四）青岛市住房公积金管理委员会确定的最高贷款额度。

爱深才会痛 07-21 12:17

在组合贷款中，公积金贷款额度和商业贷款额度是分开计算的，公积金贷款政策计算出来的最高贷款额度，再加上银行商业贷款政策计算出来的最高贷款额度就为组合贷款的最高可贷额度。

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